{"id":3000,"date":"2025-10-25T06:57:07","date_gmt":"2025-10-25T06:57:07","guid":{"rendered":"https:\/\/blog.gammaassets.com\/?p=3000"},"modified":"2026-03-08T20:01:35","modified_gmt":"2026-03-08T20:01:35","slug":"%d8%b7%d8%b1%d9%8a%d9%82%d8%a9-%d8%a7%d8%b3%d8%aa%d8%ab%d9%85%d8%a7%d8%b1-%d8%a7%d9%84%d8%b1%d8%a7%d8%aa%d8%a8","status":"publish","type":"post","link":"https:\/\/blog.gammaassets.com\/ar\/%d8%b7%d8%b1%d9%8a%d9%82%d8%a9-%d8%a7%d8%b3%d8%aa%d8%ab%d9%85%d8%a7%d8%b1-%d8%a7%d9%84%d8%b1%d8%a7%d8%aa%d8%a8\/","title":{"rendered":"\u0637\u0631\u064a\u0642\u0629 \u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0627\u0644\u0631\u0627\u062a\u0628 \u0628\u0630\u0643\u0627\u0621 \u0644\u062a\u062d\u0642\u064a\u0642 \u0627\u0644\u0623\u0645\u0627\u0646 \u0627\u0644\u0645\u0627\u0644\u064a \u0639\u0644\u0649 \u0627\u0644\u0645\u062f\u0649 \u0627\u0644\u0628\u0639\u064a\u062f 2026"},"content":{"rendered":"<p style=\"text-align: right;\"><strong>\u064a\u0645\u0643\u0646\u0643 \u0627\u0644\u0627\u0633\u062a\u0645\u0627\u0639 \u0625\u0644\u0649 \u0647\u0630\u0627 \u0627\u0644\u0645\u0642\u0627\u0644 \u0628\u062f\u0644\u0627\u064b \u0645\u0646 \u0642\u0631\u0627\u0621\u062a\u0647 \u0639\u0628\u0631 \u0627\u0644\u0645\u0642\u0637\u0639 \u0627\u0644\u0635\u0648\u062a\u064a \u0627\u0644\u062a\u0627\u0644\u064a\ud83d\udc47<\/strong><\/p>\n<audio class=\"wp-audio-shortcode\" id=\"audio-3000-1\" preload=\"none\" style=\"width: 100%;\" controls=\"controls\"><source type=\"audio\/mpeg\" src=\"https:\/\/blog.gammaassets.com\/wp-content\/uploads\/2025\/07\/\u062f\u0644\u064a\u0644\u0643_\u0627\u0644\u0639\u0645\u0644\u064a_\u0644\u062a\u062d\u0648\u064a\u0644_\u0627\u0644\u0631\u0627\u062a\u0628_\u0627\u0644\u0634\u0647\u0631\u064a_\u0625\u0644\u0649_\u0623\u062f\u0627\u0629_\u0628\u0646\u0627\u0621_\u062b\u0631\u0648\u0629__\u0627\u0633\u062a\u0631\u0627\u062a\u064a\u062c\u064a.mp3?_=1\" \/><a href=\"https:\/\/blog.gammaassets.com\/wp-content\/uploads\/2025\/07\/\u062f\u0644\u064a\u0644\u0643_\u0627\u0644\u0639\u0645\u0644\u064a_\u0644\u062a\u062d\u0648\u064a\u0644_\u0627\u0644\u0631\u0627\u062a\u0628_\u0627\u0644\u0634\u0647\u0631\u064a_\u0625\u0644\u0649_\u0623\u062f\u0627\u0629_\u0628\u0646\u0627\u0621_\u062b\u0631\u0648\u0629__\u0627\u0633\u062a\u0631\u0627\u062a\u064a\u062c\u064a.mp3\">https:\/\/blog.gammaassets.com\/wp-content\/uploads\/2025\/07\/\u062f\u0644\u064a\u0644\u0643_\u0627\u0644\u0639\u0645\u0644\u064a_\u0644\u062a\u062d\u0648\u064a\u0644_\u0627\u0644\u0631\u0627\u062a\u0628_\u0627\u0644\u0634\u0647\u0631\u064a_\u0625\u0644\u0649_\u0623\u062f\u0627\u0629_\u0628\u0646\u0627\u0621_\u062b\u0631\u0648\u0629__\u0627\u0633\u062a\u0631\u0627\u062a\u064a\u062c\u064a.mp3<\/a><\/audio>\n<p>\u0647\u0644 \u062a\u0633\u0627\u0621\u0644\u062a \u0643\u064a\u0641 \u064a\u0633\u062a\u0637\u064a\u0639 \u0627\u0644\u0628\u0639\u0636 \u062a\u062d\u0648\u064a\u0644 \u0631\u0648\u0627\u062a\u0628\u0647\u0645 \u0627\u0644\u0645\u0642\u0637\u0648\u0639\u0629 \u0645\u0646 \u0645\u062c\u0631\u062f \u0623\u0631\u0642\u0627\u0645 \u062a\u062e\u062a\u0641\u064a \u0641\u064a \u0646\u0647\u0627\u064a\u0629 \u0627\u0644\u0634\u0647\u0631 \u0625\u0644\u0649 \u0628\u0630\u0648\u0631 \u062a\u064f\u0632\u0631\u0639 \u0644\u0645\u0633\u062a\u0642\u0628\u0644 \u0645\u0627\u0644\u064a \u0623\u0641\u0636\u0644\u061f \u062a\u062e\u064a\u0644 \u0623\u0646 \u0643\u0644 \u0631\u064a\u0627\u0644 \u062a\u064f\u062e\u0635\u0651\u0635\u0647 \u0627\u0644\u064a\u0648\u0645 \u0647\u0648 \u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0644\u063a\u062f \u064a\u0635\u0628\u062d \u0641\u064a\u0647 \u0634\u062c\u0631\u0629 \u062a\u062b\u0645\u0631 \u0623\u0645\u0627\u0646\u064b\u0627 \u0645\u0627\u0644\u064a\u064b\u0627 \u0648\u062d\u0631\u064a\u0629\u064b \u0641\u064a \u0627\u0644\u0627\u062e\u062a\u064a\u0627\u0631 \u0648\u062f\u062e\u0644\u0627\u064b \u0633\u0644\u0628\u064a\u0627\u064b.<\/p>\n<p>\u0641\u064a \u0647\u0630\u0627 \u0627\u0644\u0645\u0642\u0627\u0644\u060c \u0646\u0643\u0633\u0631 \u0642\u064a\u0648\u062f \u0627\u0644\u0645\u0641\u0627\u0647\u064a\u0645 \u0627\u0644\u062a\u0642\u0644\u064a\u062f\u064a\u0629 \u0644\u0644\u0627\u062f\u062e\u0627\u0631\u060c \u0648\u0646\u062a\u0639\u0645\u0642 \u0641\u064a \u062a\u062c\u0631\u0628\u0629 \u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0648\u0646\u0635\u0627\u0626\u062d \u064a\u0645\u0643\u0646\u0647\u0627 \u062a\u062d\u0648\u064a\u0644 \u0631\u0627\u062a\u0628\u0643 \u0627\u0644\u0634\u0647\u0631\u064a \u0625\u0644\u0649 \u062e\u0631\u064a\u0637\u0629 \u062a\u064f\u0631\u0634\u062f\u0643 \u0625\u0644\u0649 \u0627\u0644\u0627\u0633\u062a\u0642\u0631\u0627\u0631 \u0627\u0644\u0645\u0627\u0644\u064a\u060c \u0628\u062f\u0621\u064b\u0627 \u0645\u0646 \u0623\u0648\u0644 \u062e\u0637\u0648\u0629 \u062a\u062e\u0637\u0648\u0647\u0627\u060c \u0648\u0635\u0648\u0644\u064b\u0627 \u0625\u0644\u0649 \u0625\u062a\u0642\u0627\u0646 \u0644\u0639\u0628\u0629 \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631.<\/p>\n<p><span style=\"font-weight: 400;\">\u064a\u0645\u0643\u0646\u0643 \u0628\u062f\u0621 \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0627\u0644\u0622\u0646 \u0645\u0646 <\/span><a href=\"https:\/\/gammaassets.com\/ar\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">\u0645\u0646\u0635\u0629 \u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0623\u0635\u0648\u0644 \u062c\u0627\u0645\u0627<\/span><\/a><\/p>\n<h2>\u0643\u064a\u0641 \u062a\u062d\u062f\u062f \u0623\u0648\u0644\u0648\u064a\u0627\u062a \u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0627\u0644\u0631\u0627\u062a\u0628 \u0627\u0644\u0634\u0647\u0631\u064a\u061f<\/h2>\n<figure id=\"attachment_3266\" aria-describedby=\"caption-attachment-3266\" style=\"width: 2560px\" class=\"wp-caption aligncenter\"><img fetchpriority=\"high\" decoding=\"async\" class=\"wp-image-3266 size-full\" src=\"https:\/\/blog.gammaassets.com\/wp-content\/uploads\/2025\/05\/\u0643\u064a\u0641-\u062a\u062d\u062f\u062f-\u0623\u0648\u0644\u0648\u064a\u0627\u062a-\u0627\u0633\u062a\u062b\u0645\u0627\u0631-\u0627\u0644\u0631\u0627\u062a\u0628-\u0627\u0644\u0634\u0647\u0631\u064a-scaled.webp\" alt=\"\u0643\u064a\u0641 \u062a\u062d\u062f\u062f \u0623\u0648\u0644\u0648\u064a\u0627\u062a \u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0627\u0644\u0631\u0627\u062a\u0628 \u0627\u0644\u0634\u0647\u0631\u064a\" width=\"2560\" height=\"1340\" srcset=\"https:\/\/blog.gammaassets.com\/wp-content\/uploads\/2025\/05\/\u0643\u064a\u0641-\u062a\u062d\u062f\u062f-\u0623\u0648\u0644\u0648\u064a\u0627\u062a-\u0627\u0633\u062a\u062b\u0645\u0627\u0631-\u0627\u0644\u0631\u0627\u062a\u0628-\u0627\u0644\u0634\u0647\u0631\u064a-scaled.webp 2560w, https:\/\/blog.gammaassets.com\/wp-content\/uploads\/2025\/05\/\u0643\u064a\u0641-\u062a\u062d\u062f\u062f-\u0623\u0648\u0644\u0648\u064a\u0627\u062a-\u0627\u0633\u062a\u062b\u0645\u0627\u0631-\u0627\u0644\u0631\u0627\u062a\u0628-\u0627\u0644\u0634\u0647\u0631\u064a-300x157.webp 300w, https:\/\/blog.gammaassets.com\/wp-content\/uploads\/2025\/05\/\u0643\u064a\u0641-\u062a\u062d\u062f\u062f-\u0623\u0648\u0644\u0648\u064a\u0627\u062a-\u0627\u0633\u062a\u062b\u0645\u0627\u0631-\u0627\u0644\u0631\u0627\u062a\u0628-\u0627\u0644\u0634\u0647\u0631\u064a-1024x536.webp 1024w, https:\/\/blog.gammaassets.com\/wp-content\/uploads\/2025\/05\/\u0643\u064a\u0641-\u062a\u062d\u062f\u062f-\u0623\u0648\u0644\u0648\u064a\u0627\u062a-\u0627\u0633\u062a\u062b\u0645\u0627\u0631-\u0627\u0644\u0631\u0627\u062a\u0628-\u0627\u0644\u0634\u0647\u0631\u064a-768x402.webp 768w, https:\/\/blog.gammaassets.com\/wp-content\/uploads\/2025\/05\/\u0643\u064a\u0641-\u062a\u062d\u062f\u062f-\u0623\u0648\u0644\u0648\u064a\u0627\u062a-\u0627\u0633\u062a\u062b\u0645\u0627\u0631-\u0627\u0644\u0631\u0627\u062a\u0628-\u0627\u0644\u0634\u0647\u0631\u064a-1536x804.webp 1536w, https:\/\/blog.gammaassets.com\/wp-content\/uploads\/2025\/05\/\u0643\u064a\u0641-\u062a\u062d\u062f\u062f-\u0623\u0648\u0644\u0648\u064a\u0627\u062a-\u0627\u0633\u062a\u062b\u0645\u0627\u0631-\u0627\u0644\u0631\u0627\u062a\u0628-\u0627\u0644\u0634\u0647\u0631\u064a-2048x1072.webp 2048w\" sizes=\"(max-width: 2560px) 100vw, 2560px\" \/><figcaption id=\"caption-attachment-3266\" class=\"wp-caption-text\">\u0643\u064a\u0641 \u062a\u062d\u062f\u062f \u0623\u0648\u0644\u0648\u064a\u0627\u062a \u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0627\u0644\u0631\u0627\u062a\u0628 \u0627\u0644\u0634\u0647\u0631\u064a<\/figcaption><\/figure>\n<p>\u0625\u0646 \u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0631\u0627\u062a\u0628 \u0627\u0644\u0634\u0647\u0631\u064a \u0648\u062a\u062d\u062f\u064a\u062f \u0623\u0648\u0644\u0648\u064a\u0627\u062a \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631\u060c \u0647\u0645\u0627 \u0627\u0644\u062e\u0637\u0648\u0629 \u0627\u0644\u0623\u0648\u0644\u0649 \u062a\u062c\u0627\u0647 \u0623\u0641\u0636\u0644 \u0637\u0631\u064a\u0642\u0629 \u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0627\u0644\u0631\u0627\u062a\u0628. \u0625\u0644\u064a\u0643 \u0627\u0644\u0625\u062c\u0631\u0627\u0621\u0627\u062a \u0627\u0644\u0623\u0633\u0627\u0633\u064a\u0629 \u0644\u062a\u062d\u0642\u064a\u0642 \u0630\u0644\u0643:<\/p>\n<ul>\n<li><strong>\u062a\u0637\u0628\u064a\u0642 \u0642\u0627\u0639\u062f\u0629 50\/30\/20 \u0628\u0634\u0643\u0644 \u0623\u0633\u0627\u0633\u064a<\/strong><\/li>\n<\/ul>\n<p>\u062a\u0631\u0643\u0632 \u0647\u0630\u0647 \u0627\u0644\u0642\u0627\u0639\u062f\u0629 \u0639\u0644\u0649 \u062a\u0642\u0633\u064a\u0645 \u0631\u0627\u062a\u0628\u0643 \u0625\u0644\u0649 \u062b\u0644\u0627\u062b\u0629 \u0623\u0642\u0633\u0627\u0645\u060c \u0647\u064a: 50% \u0644\u0644\u0646\u0641\u0642\u0627\u062a \u0627\u0644\u0623\u0633\u0627\u0633\u064a\u0629 \u0627\u0644\u062a\u064a \u062a\u063a\u0637\u064a \u0627\u0644\u0625\u064a\u062c\u0627\u0631 \u0648\u0627\u0644\u0641\u0648\u0627\u062a\u064a\u0631 \u0648\u0627\u0644\u062f\u064a\u0648\u0646 \u0627\u0644\u0623\u0633\u0627\u0633\u064a\u0629. 30% \u0644\u0644\u0643\u0645\u0627\u0644\u064a\u0627\u062a \u0627\u0644\u062a\u064a \u062a\u0634\u0645\u0644 \u0627\u0644\u062a\u0631\u0641\u064a\u0647 \u0648\u0627\u0644\u0633\u0641\u0631 \u0648\u0627\u0644\u0625\u0646\u0641\u0627\u0642 \u063a\u064a\u0631 \u0627\u0644\u0636\u0631\u0648\u0631\u064a. 20% \u0644\u0644\u0627\u062f\u062e\u0627\u0631 \u0648\u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u062a\u064f\u0648\u062c\u0651\u064e\u0647 \u0644\u0628\u0646\u0627\u0621 \u0635\u0646\u062f\u0648\u0642 \u0627\u0644\u0637\u0648\u0627\u0631\u0626\u060c \u0648\u0633\u062f\u0627\u062f \u0627\u0644\u062f\u064a\u0648\u0646 \u0639\u0627\u0644\u064a\u0629 \u0627\u0644\u0641\u0627\u0626\u062f\u0629\u060c \u0648\u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631\u0627\u062a \u0637\u0648\u064a\u0644\u0629 \u0627\u0644\u0623\u062c\u0644.<\/p>\n<ul>\n<li><strong>\u062a\u062d\u062f\u064a\u062f \u0627\u0644\u0623\u0648\u0644\u0648\u064a\u0627\u062a \u0648\u0641\u0642\u0627\u064b \u0644\u0644\u0627\u062d\u062a\u064a\u0627\u062c\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629<\/strong><\/li>\n<\/ul>\n<p>\u0633\u062f\u0651\u0627\u062f \u0627\u0644\u062f\u064a\u0648\u0646 \u0630\u0627\u062a \u0627\u0644\u0641\u0648\u0627\u0626\u062f \u0627\u0644\u0645\u0631\u062a\u0641\u0639\u0629 \u0623\u0648\u0644\u0627\u064b \u0642\u0628\u0644 \u0623\u064a \u0627\u0633\u062a\u062b\u0645\u0627\u0631\u060c \u062b\u0645 \u0642\u0645 \u0628\u0627\u062f\u062e\u0627\u0631 \u0645\u0627 \u064a\u0639\u0627\u062f\u0644 3-6 \u0623\u0634\u0647\u0631 \u0645\u0646 \u0627\u0644\u0646\u0641\u0642\u0627\u062a \u0627\u0644\u0623\u0633\u0627\u0633\u064a\u0629 \u0641\u064a \u062d\u0633\u0627\u0628 \u0645\u0646\u0641\u0635\u0644. \u0648\u062d\u062f\u062f \u0623\u0647\u0645 \u0627\u0644\u0623\u0647\u062f\u0627\u0641 \u0645\u062b\u0644 \u0634\u0631\u0627\u0621 \u0645\u0646\u0632\u0644 \u0623\u0648 \u062a\u0639\u0644\u064a\u0645 \u0627\u0644\u0623\u0628\u0646\u0627\u0621\u060c \u0639\u0628\u0631 \u062a\u062e\u0635\u064a\u0635 \u0646\u0633\u0628\u0629 \u062b\u0627\u0628\u062a\u0629 \u0634\u0647\u0631\u064a\u0627\u064b.<\/p>\n<ul>\n<li><strong>\u0627\u062e\u062a\u064a\u0627\u0631 \u0623\u062f\u0648\u0627\u062a \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0627\u0644\u0645\u0646\u0627\u0633\u0628\u0629<\/strong><\/li>\n<\/ul>\n<p>\u0645\u062b\u0644 \u062d\u0633\u0627\u0628\u0627\u062a \u0627\u0644\u062a\u0648\u0641\u064a\u0631 \u0630\u0627\u062a \u0627\u0644\u0639\u0648\u0627\u0626\u062f \u0627\u0644\u062b\u0627\u0628\u062a\u0629 \u0623\u0648 \u0627\u0644\u0635\u0646\u0627\u062f\u064a\u0642 \u0627\u0644\u0646\u0642\u062f\u064a\u0629\u060c \u0623\u0648 \u0627\u0644\u0623\u0633\u0647\u0645\u060c \u0627\u0644\u0635\u0646\u0627\u062f\u064a\u0642 \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631\u064a\u0629\u060c \u0623\u0648 \u062e\u0637\u0637 \u0627\u0644\u062a\u0642\u0627\u0639\u062f. \u0623\u0648 \u0639\u0628\u0631 \u0645\u0634\u0627\u0631\u064a\u0639 \u062c\u0627\u0646\u0628\u064a\u0629 \u062a\u062f\u0631 \u062f\u062e\u0644\u0627\u064b \u0625\u0636\u0627\u0641\u064a\u0627\u064b.<\/p>\n<ul>\n<li><strong>\u0645\u0631\u0627\u0639\u0627\u0629 \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0648\u0627\u0644\u0633\u064a\u0648\u0644\u0629<\/strong><\/li>\n<\/ul>\n<p>\u062a\u0648\u0632\u064a\u0639 \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631\u0627\u062a \u0628\u064a\u0646 \u0623\u062f\u0648\u0627\u062a \u0645\u0646\u062e\u0641\u0636\u0629 \u0627\u0644\u0645\u062e\u0627\u0637\u0631 (\u0627\u0644\u0633\u0646\u062f\u0627\u062a) \u0648\u0645\u062a\u0648\u0633\u0637\u0629 (\u0627\u0644\u0623\u0633\u0647\u0645)\u060c \u0648\u0627\u0644\u0627\u062d\u062a\u0641\u0627\u0638 \u0628\u062c\u0632\u0621 \u0645\u0646 \u0627\u0644\u0645\u062f\u062e\u0631\u0627\u062a \u0641\u064a \u0623\u062f\u0648\u0627\u062a \u0633\u0631\u064a\u0639\u0629 \u0627\u0644\u062a\u0648\u0641\u0631 \u0639\u0646\u062f \u0627\u0644\u0637\u0648\u0627\u0631\u0626.<\/p>\n<ul>\n<li><strong>\u0627\u0644\u0645\u0631\u0627\u062c\u0639\u0629 \u0627\u0644\u062f\u0648\u0631\u064a\u0629<\/strong><\/li>\n<\/ul>\n<p>\u062a\u0642\u064a\u064a\u0645 \u0627\u0644\u0623\u062f\u0627\u0621 \u0643\u0644 6 \u0623\u0634\u0647\u0631 \u0644\u0636\u0645\u0627\u0646 \u0627\u062a\u0633\u0627\u0642 \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631\u0627\u062a \u0645\u0639 \u0627\u0644\u0623\u0647\u062f\u0627\u0641\u060c \u0648\u0632\u064a\u0627\u062f\u0629 \u0646\u0633\u0628\u0629 \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0639\u0646\u062f \u062a\u062d\u0633\u0646 \u0627\u0644\u062f\u062e\u0644\u060c \u0623\u0648 \u062e\u0641\u0636\u0647\u0627 \u0639\u0646\u062f \u0638\u0647\u0648\u0631 \u0627\u0644\u062a\u0632\u0627\u0645\u0627\u062a \u062c\u062f\u064a\u062f\u0629.<\/p>\n<p>\u0628\u0627\u0644\u062a\u0632\u0627\u0645 \u0647\u0630\u0647 \u0627\u0644\u062e\u0637\u0648\u0627\u062a \u0628\u0634\u0643\u0644 \u0623\u0648\u0644\u064a \u0639\u0644\u0649 \u0637\u0631\u064a\u0642 \u0627\u0644\u0648\u0635\u0648\u0644 \u0644\u0623\u0641\u0636\u0644 \u0637\u0631\u064a\u0642\u0629 \u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0627\u0644\u0631\u0627\u062a\u0628\u060c \u064a\u0635\u0628\u062d \u062a\u062d\u062f\u064a\u062f \u0623\u0648\u0644\u0648\u064a\u0627\u062a \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0645\u0646\u0647\u062c\u064a\u0627\u064b \u0648\u0642\u0627\u0628\u0644\u0627\u064b \u0644\u0644\u0642\u064a\u0627\u0633\u060c \u0645\u0639 \u062a\u062d\u0642\u064a\u0642 \u0627\u0644\u062a\u0648\u0627\u0632\u0646 \u0628\u064a\u0646 \u0627\u0644\u0627\u062d\u062a\u064a\u0627\u062c\u0627\u062a \u0627\u0644\u062d\u0627\u0644\u064a\u0629 \u0648\u0627\u0644\u0645\u0633\u062a\u0642\u0628\u0644\u064a\u0629.<\/p>\n<h2>\u0623\u0641\u0636\u0644 \u0627\u0644\u0627\u0633\u062a\u0631\u0627\u062a\u064a\u062c\u064a\u0627\u062a \u0644\u0644\u062a\u062e\u0637\u064a\u0637 \u0627\u0644\u0645\u0627\u0644\u064a \u0648\u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0627\u0644\u0631\u0627\u062a\u0628 \u0628\u0634\u0643\u0644 \u0630\u0643\u064a<\/h2>\n<p>\u0644\u062a\u062d\u062f\u064a\u062f \u0627\u0644\u0627\u0633\u062a\u0631\u0627\u062a\u064a\u062c\u064a\u0627\u062a \u0627\u0644\u0645\u062b\u0644\u0649 \u0644\u062a\u0642\u0633\u064a\u0645 \u0627\u0644\u0631\u0627\u062a\u0628 \u0627\u0644\u0634\u0647\u0631\u064a\u060c \u0625\u0644\u064a\u0643 \u0627\u0644\u0623\u0646\u0638\u0645\u0629 \u0627\u0644\u0623\u0643\u062b\u0631 \u0641\u0639\u0627\u0644\u064a\u0629 \u0628\u0646\u0627\u0621\u064b \u0639\u0644\u0649 \u0627\u0644\u0645\u0645\u0627\u0631\u0633\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0627\u0644\u0645\u062f\u0639\u0648\u0645\u0629 \u0628\u0627\u0644\u062e\u0628\u0631\u0627\u0621:<\/p>\n<p><strong>\u0642\u0627\u0639\u062f\u0629 70\/20\/10 (\u0644\u0644\u062f\u062e\u0644 \u0627\u0644\u0645\u062d\u062f\u0648\u062f)<\/strong><\/p>\n<p>70% \u0644\u0644\u0636\u0631\u0648\u0631\u064a\u0627\u062a \u0627\u0644\u062a\u064a \u062a\u063a\u0637\u064a \u0627\u0644\u0627\u062d\u062a\u064a\u0627\u062c\u0627\u062a \u0627\u0644\u0623\u0633\u0627\u0633\u064a\u0629 \u0645\u0639 \u0647\u0627\u0645\u0634 \u0636\u064a\u0642 \u0644\u0644\u0643\u0645\u0627\u0644\u064a\u0627\u062a \u0627\u0644\u0628\u0633\u064a\u0637\u0629\u060c \u064820% \u0644\u0644\u0631\u063a\u0628\u0627\u062a \u060c \u064810% \u0644\u0644\u0627\u062f\u062e\u0627\u0631. \u062a\u0633\u062a\u062e\u062f\u0645 \u0637\u0631\u064a\u0642\u0629 \u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0627\u0644\u0631\u0627\u062a\u0628 \u0647\u0630\u0647 \u0639\u0646\u062f \u0627\u0631\u062a\u0641\u0627\u0639 \u0627\u0644\u0646\u0641\u0642\u0627\u062a \u0627\u0644\u062b\u0627\u0628\u062a\u0629 \u0623\u0648 \u0648\u062c\u0648\u062f \u062f\u062e\u0644 \u0645\u0646\u062e\u0641\u0636.<\/p>\n<p><strong>\u0642\u0627\u0639\u062f\u0629 80\/20 (\u0644\u0644\u062a\u0628\u0633\u064a\u0637)<\/strong><\/p>\n<p>20% \u0627\u062f\u062e\u0627\u0631 \u0641\u0648\u0631\u064a \u064a\u064f\u062e\u0635\u0651\u064e\u0635 \u0645\u0628\u0627\u0634\u0631\u0629 \u0628\u0639\u062f \u0627\u0633\u062a\u0644\u0627\u0645 \u0627\u0644\u0631\u0627\u062a\u0628\u060c \u064880% \u0644\u062c\u0645\u064a\u0639 \u0627\u0644\u0646\u0641\u0642\u0627\u062a \u062f\u0648\u0646 \u062a\u0641\u0635\u064a\u0644 \u0628\u064a\u0646 \u0627\u0644\u0623\u0633\u0627\u0633\u064a\u0627\u062a \u0648\u0627\u0644\u0643\u0645\u0627\u0644\u064a\u0627\u062a. \u0645\u0646 \u0645\u0645\u064a\u0632\u0627\u062a \u0637\u0631\u064a\u0642\u0629 \u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0627\u0644\u0631\u0627\u062a\u0628 \u0647\u0630\u0647 \u0647\u064a \u0633\u0647\u0648\u0644\u0629 \u0627\u0644\u062a\u0637\u0628\u064a\u0642\u060c \u062a\u0631\u0643\u064a\u0632 \u0639\u0644\u0649 \u0627\u0644\u0627\u062f\u062e\u0627\u0631 \u0643\u0623\u0648\u0644\u0648\u064a\u0629 \u0645\u0637\u0644\u0642\u0629.<\/p>\n<p><strong>\u0627\u0633\u062a\u0631\u0627\u062a\u064a\u062c\u064a\u0629 \u0627\u0644\u0645\u0638\u0627\u0631\u064a\u0641\/\u0627\u0644\u062d\u0633\u0627\u0628\u0627\u062a \u0627\u0644\u0645\u0646\u0641\u0635\u0644\u0629<\/strong><\/p>\n<p>\u062a\u0642\u0633\u064a\u0645 \u0627\u0644\u0631\u0627\u062a\u0628 \u0625\u0644\u0649 \u0645\u0638\u0627\u0631\u064a\u0641 \u0645\u0627\u062f\u064a\u0629 \u0623\u0648 \u062d\u0633\u0627\u0628\u0627\u062a \u0628\u0646\u0643\u064a\u0629 \u0645\u0646\u0641\u0635\u0644\u0629 \u0644\u0643\u0644 \u0628\u0646\u062f (\u0625\u064a\u062c\u0627\u0631\u060c \u0637\u0639\u0627\u0645\u060c \u062a\u0631\u0641\u064a\u0647)\u060c \u064a\u0648\u062c\u062f \u0644\u0623\u062c\u0644 \u0637\u0631\u064a\u0642\u0629 \u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0627\u0644\u0631\u0627\u062a\u0628 \u0647\u0630\u0647 \u062a\u0637\u0628\u064a\u0642\u0627\u062a \u0645\u062e\u0635\u0635\u0629 \u0644\u062a\u062a\u0628\u0639 \u0627\u0644\u0625\u0646\u0641\u0627\u0642 \u0641\u064a \u0643\u0644 \u0641\u0626\u0629.<\/p>\n<p><strong>\u0627\u0633\u062a\u0631\u0627\u062a\u064a\u062c\u064a\u0629 \u0627\u0644\u0623\u0648\u0644\u0648\u064a\u0629 \u0627\u0644\u0642\u0635\u0648\u0649<\/strong><\/p>\n<p>\u062a\u0634\u0645\u0644 \u0637\u0631\u064a\u0642\u0629 \u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0627\u0644\u0631\u0627\u062a\u0628 \u0647\u0630\u0647 \u0633\u062f\u0627\u062f \u0627\u0644\u062f\u064a\u0648\u0646 \u0623\u0648\u0644\u064b\u0627 \u062e\u0627\u0635\u0629 \u0630\u0627\u062a \u0627\u0644\u0641\u0648\u0627\u0626\u062f \u0627\u0644\u0645\u0631\u062a\u0641\u0639\u0629 \u0645\u062b\u0644 \u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646\u060c \u062b\u0645 \u062a\u062e\u0635\u064a\u0635 \u0646\u0633\u0628\u0629 \u0627\u062f\u062e\u0627\u0631 \u062b\u0627\u0628\u062a\u0629 (10-20%) \u0642\u0628\u0644 \u0623\u064a \u0625\u0646\u0641\u0627\u0642. \u0648\u0623\u062e\u064a\u0631\u0627\u064b \u062a\u0631\u062a\u064a\u0628 \u0627\u0644\u0646\u0641\u0642\u0627\u062a \u062d\u0633\u0628 \u0627\u0644\u0623\u0647\u0645\u064a\u0629.<\/p>\n<p>\u062a\u0639\u0631\u0641 \u0639\u0644\u064a \u0627\u0644\u0645\u0632\u064a\u062f:<\/p>\n<p><a href=\"https:\/\/blog.gammaassets.com\/ar\/%D8%A7%D8%B3%D8%AA%D8%AB%D9%85%D8%A7%D8%B1-%D8%A7%D9%84%D8%A3%D9%85%D9%88%D8%A7%D9%84-%D8%B9%D9%86-%D8%B7%D8%B1%D9%8A%D9%82-%D8%A7%D9%84%D8%A5%D9%86%D8%AA%D8%B1%D9%86%D8%AA\/\"><span data-sheets-root=\"1\">\u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0627\u0644\u0627\u0645\u0648\u0627\u0644 \u0639\u0646 \u0637\u0631\u064a\u0642 \u0627\u0644\u0627\u0646\u062a\u0631\u0646\u062a\u200b<\/span><\/a><\/p>\n<p><span data-sheets-root=\"1\"><a class=\"in-cell-link\" href=\"https:\/\/blog.gammaassets.com\/ar\/%d9%83%d9%8a%d9%81-%d8%a7%d8%b3%d8%aa%d8%ab%d9%85%d8%b1-%d9%85%d8%a8%d9%84%d8%ba-%d8%a8%d8%b3%d9%8a%d8%b7-%d9%85%d9%86-%d8%a7%d9%84%d9%85%d8%a7%d9%84\/\" target=\"_blank\" rel=\"noopener\">\u0643\u064a\u0641 \u0627\u0633\u062a\u062b\u0645\u0631 \u0645\u0628\u0644\u063a \u0628\u0633\u064a\u0637 \u0645\u0646 \u0627\u0644\u0645\u0627\u0644<\/a><\/span><\/p>\n<p><span data-sheets-root=\"1\"><a class=\"in-cell-link\" href=\"https:\/\/blog.gammaassets.com\/ar\/%d8%a3%d9%81%d8%b6%d9%84-%d8%b7%d8%b1%d9%82-%d8%a7%d9%84%d8%a7%d8%b3%d8%aa%d8%ab%d9%85%d8%a7%d8%b1-%d8%a7%d9%84%d8%ad%d9%84%d8%a7%d9%84\/\" target=\"_blank\" rel=\"noopener\">\u0623\u0641\u0636\u0644 \u0637\u0631\u0642 \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0627\u0644\u062d\u0644\u0627\u0644<\/a><\/span><\/p>\n<h2>\u0643\u064a\u0641 \u062a\u062e\u062a\u0627\u0631 \u0627\u0644\u0623\u062f\u0648\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0627\u0644\u0645\u0646\u0627\u0633\u0628\u0629 \u0644\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0645\u0646 \u0627\u0644\u0631\u0627\u062a\u0628\u061f<\/h2>\n<figure id=\"attachment_3268\" aria-describedby=\"caption-attachment-3268\" style=\"width: 2560px\" class=\"wp-caption aligncenter\"><img decoding=\"async\" class=\"wp-image-3268 size-full\" src=\"https:\/\/blog.gammaassets.com\/wp-content\/uploads\/2025\/05\/\u0643\u064a\u0641-\u062a\u062e\u062a\u0627\u0631-\u0627\u0644\u0623\u062f\u0648\u0627\u062a-\u0627\u0644\u0645\u0627\u0644\u064a\u0629-\u0627\u0644\u0645\u0646\u0627\u0633\u0628\u0629-\u0644\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631-\u0645\u0646-\u0627\u0644\u0631\u0627\u062a\u0628-scaled.webp\" alt=\"\u0643\u064a\u0641 \u062a\u062e\u062a\u0627\u0631 \u0627\u0644\u0623\u062f\u0648\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0627\u0644\u0645\u0646\u0627\u0633\u0628\u0629 \u0644\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0645\u0646 \u0627\u0644\u0631\u0627\u062a\u0628\" width=\"2560\" height=\"1340\" srcset=\"https:\/\/blog.gammaassets.com\/wp-content\/uploads\/2025\/05\/\u0643\u064a\u0641-\u062a\u062e\u062a\u0627\u0631-\u0627\u0644\u0623\u062f\u0648\u0627\u062a-\u0627\u0644\u0645\u0627\u0644\u064a\u0629-\u0627\u0644\u0645\u0646\u0627\u0633\u0628\u0629-\u0644\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631-\u0645\u0646-\u0627\u0644\u0631\u0627\u062a\u0628-scaled.webp 2560w, https:\/\/blog.gammaassets.com\/wp-content\/uploads\/2025\/05\/\u0643\u064a\u0641-\u062a\u062e\u062a\u0627\u0631-\u0627\u0644\u0623\u062f\u0648\u0627\u062a-\u0627\u0644\u0645\u0627\u0644\u064a\u0629-\u0627\u0644\u0645\u0646\u0627\u0633\u0628\u0629-\u0644\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631-\u0645\u0646-\u0627\u0644\u0631\u0627\u062a\u0628-300x157.webp 300w, https:\/\/blog.gammaassets.com\/wp-content\/uploads\/2025\/05\/\u0643\u064a\u0641-\u062a\u062e\u062a\u0627\u0631-\u0627\u0644\u0623\u062f\u0648\u0627\u062a-\u0627\u0644\u0645\u0627\u0644\u064a\u0629-\u0627\u0644\u0645\u0646\u0627\u0633\u0628\u0629-\u0644\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631-\u0645\u0646-\u0627\u0644\u0631\u0627\u062a\u0628-1024x536.webp 1024w, https:\/\/blog.gammaassets.com\/wp-content\/uploads\/2025\/05\/\u0643\u064a\u0641-\u062a\u062e\u062a\u0627\u0631-\u0627\u0644\u0623\u062f\u0648\u0627\u062a-\u0627\u0644\u0645\u0627\u0644\u064a\u0629-\u0627\u0644\u0645\u0646\u0627\u0633\u0628\u0629-\u0644\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631-\u0645\u0646-\u0627\u0644\u0631\u0627\u062a\u0628-768x402.webp 768w, https:\/\/blog.gammaassets.com\/wp-content\/uploads\/2025\/05\/\u0643\u064a\u0641-\u062a\u062e\u062a\u0627\u0631-\u0627\u0644\u0623\u062f\u0648\u0627\u062a-\u0627\u0644\u0645\u0627\u0644\u064a\u0629-\u0627\u0644\u0645\u0646\u0627\u0633\u0628\u0629-\u0644\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631-\u0645\u0646-\u0627\u0644\u0631\u0627\u062a\u0628-1536x804.webp 1536w, https:\/\/blog.gammaassets.com\/wp-content\/uploads\/2025\/05\/\u0643\u064a\u0641-\u062a\u062e\u062a\u0627\u0631-\u0627\u0644\u0623\u062f\u0648\u0627\u062a-\u0627\u0644\u0645\u0627\u0644\u064a\u0629-\u0627\u0644\u0645\u0646\u0627\u0633\u0628\u0629-\u0644\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631-\u0645\u0646-\u0627\u0644\u0631\u0627\u062a\u0628-2048x1072.webp 2048w\" sizes=\"(max-width: 2560px) 100vw, 2560px\" \/><figcaption id=\"caption-attachment-3268\" class=\"wp-caption-text\">\u0643\u064a\u0641 \u062a\u062e\u062a\u0627\u0631 \u0627\u0644\u0623\u062f\u0648\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0627\u0644\u0645\u0646\u0627\u0633\u0628\u0629 \u0644\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0645\u0646 \u0627\u0644\u0631\u0627\u062a\u0628<\/figcaption><\/figure>\n<p>\u0644\u0627\u062e\u062a\u064a\u0627\u0631 \u0627\u0644\u0623\u062f\u0648\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0644\u0623\u0646\u0633\u0628 \u0637\u0631\u064a\u0642\u0629 \u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0627\u0644\u0631\u0627\u062a\u0628\u060c \u0625\u0644\u064a\u0643 \u0623\u0647\u0645 \u0627\u0644\u062e\u0637\u0648\u0627\u062a \u0627\u0644\u0639\u0645\u0644\u064a\u0629 \u0628\u0646\u0627\u0621\u064b \u0639\u0644\u0649 \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0648\u0627\u0644\u0623\u0647\u062f\u0627\u0641 \u0648\u0627\u0644\u0622\u062c\u0627\u0644:<\/p>\n<ul>\n<li><strong>\u0642\u0645 \u0628\u0631\u0633\u0645 \u0645\u0644\u0641 \u0634\u062e\u0635\u064a \u0644\u0643 \u0648\u0643\u0623\u0646\u0643 \u0645\u0633\u062a\u062b\u0645\u0631!<\/strong><\/li>\n<\/ul>\n<p>\u064a\u0634\u0645\u0644 \u0645\u0644\u0641 \u0627\u0644\u0645\u0633\u062a\u062b\u0645\u0631 \u062a\u062d\u062f\u064a\u062f \u062f\u0631\u062c\u0629 \u062a\u062d\u0645\u0644 \u0627\u0644\u0645\u062e\u0627\u0637\u0631\u060c \u0648\u0647\u064a \u0642\u062f \u062a\u0643\u0648\u0646 \u0639\u0644\u0649 \u062b\u0644\u0627\u062b \u0623\u0634\u0643\u0627\u0644: \u0645\u0646\u062e\u0641\u0636\u0629\u060c \u0645\u062a\u0648\u0633\u0637\u0629\u060c \u0639\u0627\u0644\u064a\u0629.<\/p>\n<p>\u0639\u0646\u062f \u062f\u0631\u062c\u0629 \u0627\u0644\u062a\u062d\u0645\u0644 \u0627\u0644\u0645\u0646\u062e\u0641\u0636\u0629 \u064a\u0646\u0635\u062d \u0627\u0644\u062e\u0628\u0631\u0627\u0621 \u0628\u0623\u0646 \u0623\u0641\u0636\u0644 \u0637\u0631\u064a\u0642\u0629 \u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0627\u0644\u0631\u0627\u062a\u0628 \u0647\u064a \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0641\u064a \u0634\u0647\u0627\u062f\u0627\u062a \u0627\u0644\u0625\u064a\u062f\u0627\u0639\u060c \u0623\u0630\u0648\u0646 \u0627\u0644\u062e\u0632\u0627\u0646\u0629\u060c \u0648\u0635\u0646\u0627\u062f\u064a\u0642 \u0633\u0648\u0642 \u0627\u0644\u0645\u0627\u0644. \u0623\u0645\u0627 \u0625\u0630\u0627 \u0643\u0627\u0646\u062a \u062f\u0631\u062c\u0629 \u0627\u0644\u062a\u062d\u0645\u0644 \u0645\u062a\u0648\u0633\u0637\u0629 \u0641\u0625\u0646 \u0623\u0641\u0636\u0644 \u0637\u0631\u064a\u0642\u0629 \u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0627\u0644\u0631\u0627\u062a\u0628 \u0647\u064a \u0627\u0644\u0633\u0646\u062f\u0627\u062a \u0648\u0635\u0646\u0627\u062f\u064a\u0642 \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0627\u0644\u0639\u0642\u0627\u0631\u064a \u0627\u0644\u062c\u0645\u0627\u0639\u064a. \u0648\u0625\u0630\u0627 \u0643\u0627\u0646\u062a \u0639\u0627\u0644\u064a\u0629 \u0641\u064a\u0646\u0635\u062d \u0628\u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0641\u064a \u0627\u0644\u0623\u0633\u0647\u0645 \u0627\u0644\u0641\u0631\u062f\u064a\u0629 \u0648\u0635\u0646\u0627\u062f\u064a\u0642 \u0627\u0644\u0645\u0624\u0634\u0631\u0627\u062a.<\/p>\n<p>\u0648\u064a\u0634\u0645\u0644 \u0645\u0644\u0641 \u0627\u0644\u0645\u0633\u062a\u062b\u0645\u0631 \u0643\u0630\u0644\u0643 \u0646\u0642\u0637\u0629 \u0627\u0644\u0623\u0647\u062f\u0627\u0641 \u0627\u0644\u0632\u0645\u0646\u064a\u0629\u060c \u0648\u0647\u064a \u0645\u0642\u0633\u0645\u0629 \u0643\u0645\u0627 \u064a\u0644\u064a:<\/p>\n<p>\u0642\u0635\u064a\u0631\u0629 \u0627\u0644\u0623\u062c\u0644 (\u0623\u0642\u0644 \u0645\u0646 3 \u0633\u0646\u0648\u0627\u062a): \u0634\u0647\u0627\u062f\u0627\u062a \u0625\u064a\u062f\u0627\u0639 \u0642\u0635\u064a\u0631\u0629 \u0627\u0644\u0622\u062c\u0627\u0644\u060c \u0623\u0630\u0648\u0646 \u062e\u0632\u0627\u0646\u0629 3 \u0623\u0634\u0647\u0631. \u0648\u0645\u062a\u0648\u0633\u0637\u0629 (3-5 \u0633\u0646\u0648\u0627\u062a): \u0633\u0646\u062f\u0627\u062a \u0645\u062a\u0648\u0633\u0637\u0629 \u0627\u0644\u0622\u062c\u0627\u0644\u060c \u0635\u0646\u0627\u062f\u064a\u0642 \u0627\u0644\u062f\u062e\u0644 \u0627\u0644\u062b\u0627\u0628\u062a. \u0648\u0637\u0648\u064a\u0644\u0629 (\u0623\u0643\u062b\u0631 \u0645\u0646 5 \u0633\u0646\u0648\u0627\u062a): \u0623\u0633\u0647\u0645\u060c \u0639\u0642\u0627\u0631\u0627\u062a\u060c \u0635\u0646\u0627\u062f\u064a\u0642 \u0627\u0633\u062a\u062b\u0645\u0627\u0631\u064a\u0629 \u0645\u062a\u062f\u0627\u0648\u0644\u0629.<\/p>\n<ul>\n<li><strong>\u0623\u062f\u0648\u0627\u062a \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u062d\u0633\u0628 \u0627\u0644\u0633\u064a\u0648\u0644\u0629 \u0648\u0627\u0644\u0639\u0627\u0626\u062f<\/strong><\/li>\n<\/ul>\n<table>\n<thead>\n<tr>\n<th><strong>\u0627\u0644\u0639\u0627\u0626\u062f \u0627\u0644\u0645\u062a\u0648\u0642\u0639<\/strong><\/th>\n<th><strong>\u0627\u0644\u0633\u064a\u0648\u0644\u0629<\/strong><\/th>\n<th><strong>\u0627\u0644\u0645\u062e\u0627\u0637\u0631\u0629<\/strong><\/th>\n<th><strong>\u0627\u0644\u0623\u062f\u0627\u0629<\/strong><\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>5-11% \u0633\u0646\u0648\u064a\u064b\u0627<\/td>\n<td>\u0645\u0646\u062e\u0641\u0636\u0629<\/td>\n<td>\u0645\u0646\u062e\u0641\u0636\u0629<\/td>\n<td>\u0634\u0647\u0627\u062f\u0627\u062a \u0627\u0644\u0625\u064a\u062f\u0627\u0639 (CDs)<\/td>\n<\/tr>\n<tr>\n<td>7-15% \u0633\u0646\u0648\u064a\u064b\u0627<\/td>\n<td>\u0639\u0627\u0644\u064a\u0629<\/td>\n<td>\u0645\u062a\u0648\u0633\u0637\u0629<\/td>\n<td>\u0635\u0646\u0627\u062f\u064a\u0642 \u0627\u0644\u0645\u0624\u0634\u0631\u0627\u062a<\/td>\n<\/tr>\n<tr>\n<td>\u0645\u062a\u063a\u064a\u0631<\/td>\n<td>\u0639\u0627\u0644\u064a\u0629<\/td>\n<td>\u0639\u0627\u0644\u064a\u0629<\/td>\n<td>\u0627\u0644\u0623\u0633\u0647\u0645 \u0627\u0644\u0641\u0631\u062f\u064a\u0629<\/td>\n<\/tr>\n<tr>\n<td>6-12% \u0633\u0646\u0648\u064a\u064b\u0627<\/td>\n<td>\u0645\u0646\u062e\u0641\u0636\u0629<\/td>\n<td>\u0645\u062a\u0648\u0633\u0637\u0629<\/td>\n<td>\u0627\u0644\u0635\u0646\u0627\u062f\u064a\u0642 \u0627\u0644\u0639\u0642\u0627\u0631\u064a\u0629<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<ul>\n<li><strong>\u0645\u0639\u0627\u064a\u064a\u0631 \u0627\u0644\u0627\u062e\u062a\u064a\u0627\u0631 \u0627\u0644\u0623\u0633\u0627\u0633\u064a\u0629<\/strong><\/li>\n<\/ul>\n<p>\u062a\u0639\u062a\u0628\u0631 \u0627\u0644\u062a\u0643\u0644\u0641\u0629 \u0647\u064a \u0627\u0644\u0645\u0639\u064a\u0627\u0631 \u0627\u0644\u0623\u0648\u0644 \u0645\u0646 \u0645\u0639\u0627\u064a\u064a\u0631 \u0627\u062e\u062a\u064a\u0627\u0631 \u0623\u0646\u0633\u0628 \u0637\u0631\u064a\u0642\u0629 \u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0627\u0644\u0631\u0627\u062a\u0628\u060c \u062d\u064a\u062b \u064a\u0646\u0635\u062d \u0628\u0627\u062e\u062a\u064a\u0627\u0631 \u0645\u0646\u0635\u0627\u062a \u0630\u0627\u062a \u0631\u0633\u0648\u0645 \u0645\u0646\u062e\u0641\u0636\u0629 \u0645\u062b\u0644 \u0623\u0635\u0648\u0644 \u062c\u0627\u0645\u0627. \u0648\u062a\u062c\u0646\u0628 \u0627\u0644\u0635\u0646\u0627\u062f\u064a\u0642 \u0630\u0627\u062a \u0627\u0644\u0645\u0635\u0627\u0631\u064a\u0641 \u0627\u0644\u0625\u062f\u0627\u0631\u064a\u0629 \u0627\u0644\u0645\u0631\u062a\u0641\u0639\u0629.<\/p>\n<p>\u0623\u0645\u0627 \u0627\u0644\u0645\u0639\u064a\u0627\u0631 \u0627\u0644\u0623\u0633\u0627\u0633\u064a \u0627\u0644\u062b\u0627\u0646\u064a \u0641\u0647\u0648 \u0627\u0644\u062a\u0646\u0648\u064a\u0639\u060c \u062d\u064a\u062b \u064a\u0646\u0635\u062d \u0627\u0644\u062e\u0628\u0631\u0627\u0621 \u0628\u0627\u0644\u062f\u0645\u062c \u0628\u064a\u0646 \u0623\u062f\u0648\u0627\u062a \u0639\u0627\u0644\u064a\u0629 \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0648\u0628\u064a\u0646 \u0623\u062f\u0648\u0627\u062a \u0645\u0646\u062e\u0641\u0636\u0629 \u0627\u0644\u0645\u062e\u0627\u0637\u0631 (\u0645\u062b\u0627\u0644: 60% \u0623\u0633\u0647\u0645 + 40% \u0633\u0646\u062f\u0627\u062a). \u0643\u0645\u0627 \u064a\u0646\u0635\u062d \u0628\u062a\u062e\u0635\u064a\u0635 10-20% \u0645\u0646 \u0627\u0644\u0645\u062d\u0641\u0638\u0629 \u0644\u0623\u062f\u0648\u0627\u062a \u0633\u0631\u064a\u0639\u0629 \u0627\u0644\u062a\u062d\u0648\u064a\u0644 \u0645\u062b\u0644 \u0627\u0644\u0635\u0646\u0627\u062f\u064a\u0642 \u0627\u0644\u0646\u0642\u062f\u064a\u0629.<\/p>\n<ul>\n<li><strong>\u0646\u0635\u0627\u0626\u062d \u0639\u0645\u0644\u064a\u0629 \u0645\u0646 \u0627\u0644\u062e\u0628\u0631\u0627\u0621<\/strong><\/li>\n<\/ul>\n<p>\u0641\u064a \u0628\u062f\u0627\u064a\u0629 \u062a\u062c\u0631\u0628\u0629 \u0627\u0644\u0648\u0635\u0648\u0644 \u0644\u0623\u0646\u0633\u0628 \u0637\u0631\u064a\u0642\u0629 \u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0627\u0644\u0631\u0627\u062a\u0628\u060c \u0627\u0628\u062f\u0623 \u0628\u062e\u0637\u0648\u0627\u062a \u0635\u063a\u064a\u0631\u0629 \u0648\u0627\u0633\u062a\u062b\u0645\u0631 \u0645\u0628\u0627\u0644\u063a \u0631\u0645\u0632\u064a\u0629 (100-1000 \u0631\u064a\u0627\u0644) \u0639\u0628\u0631 \u0645\u0646\u0635\u0627\u062a \u0627\u0644\u062a\u062f\u0627\u0648\u0644 \u0627\u0644\u062c\u0632\u0626\u064a\u060c \u0648\u064a\u0645\u0643\u0646\u0643 \u0643\u0645\u0627 \u0630\u0643\u0631\u0646\u0627 \u0633\u0627\u0628\u0642\u0627\u064b \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u062d\u0633\u0627\u0628\u0627\u062a \u062a\u062c\u0631\u064a\u0628\u064a\u0629 \u0644\u0627\u062e\u062a\u0628\u0627\u0631 \u0627\u0644\u0627\u0633\u062a\u0631\u0627\u062a\u064a\u062c\u064a\u0627\u062a.<\/p>\n<p><em>\u064a\u0645\u0643\u0646\u0643 \u062a\u062c\u0631\u0628\u0629 \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0627\u0644\u062c\u0632\u0626\u064a \u0639\u0628\u0631 \u0645\u0646\u0635\u0629 \u0623\u0635\u0648\u0644 \u062c\u0627\u0645\u0627 \u0628\u0646\u0641\u0633\u0643!<\/em><\/p>\n<p>\u0631\u0643\u0632 \u0623\u064a\u0636\u0627\u064b \u0639\u0644\u0649 \u0627\u0644\u062a\u0639\u0631\u0641 \u0639\u0644\u0649 \u0645\u0641\u0627\u0647\u064a\u0645 \u0627\u0644\u062f\u062e\u0644 \u0627\u0644\u0633\u0644\u0628\u064a\u060c \u0648\u0623\u0633\u0627\u0644\u064a\u0628 \u062a\u0648\u0644\u064a\u062f\u0647 \u0641\u064a \u0627\u0633\u062a\u062b\u0645\u0627\u0631\u0627\u062a\u0643 \u0627\u0644\u0645\u0633\u062a\u0642\u0628\u0644\u064a\u0629\u060c \u0644\u0630\u0627 \u0627\u062e\u062a\u0631 \u0623\u0633\u0647\u0645 \u062a\u0648\u0632\u0639 \u0623\u0631\u0628\u0627\u062d\u064b\u0627 \u0623\u0648 \u0635\u0646\u0627\u062f\u064a\u0642 \u0639\u0642\u0627\u0631\u064a\u0629 \u062a\u0642\u0648\u0645 \u0628\u062a\u0648\u0632\u064a\u0639\u0627\u062a \u062f\u0648\u0631\u064a\u0629. \u0648\u0639\u0632\u0632 \u0627\u0644\u062a\u0632\u0627\u0645\u0643 \u0628\u0627\u0644\u062e\u0637\u0629 \u0627\u0644\u062a\u064a \u062a\u0636\u0639\u0647\u0627 \u0628\u0639\u062f \u0627\u0644\u062f\u0631\u0627\u0633\u0629 \u0627\u0644\u062c\u064a\u062f\u0629 \u0644\u0647\u0627 \u062d\u062a\u0649 \u062a\u0644\u0627\u062d\u0638 \u0646\u062a\u0627\u0626\u062c \u062d\u0642\u064a\u0642\u064a\u0629.<\/p>\n<ul>\n<li><strong>\u062a\u062c\u0646\u0628 \u0627\u0644\u0623\u062e\u0637\u0627\u0621 \u0627\u0644\u0634\u0627\u0626\u0639\u0629<\/strong><\/li>\n<\/ul>\n<p>\u062a\u0639\u062a\u0628\u0631 \u0627\u0644\u0645\u0628\u0627\u0644\u063a\u0629 \u0641\u064a \u0627\u0644\u0645\u062e\u0627\u0637\u0631\u0629 \u0645\u0646 \u0623\u0643\u062b\u0631 \u0627\u0644\u0623\u062e\u0637\u0627\u0621 \u0634\u064a\u0648\u0639\u0627\u064b \u0644\u062f\u0649 \u0627\u0644\u0645\u0633\u062a\u062b\u0645\u0631\u064a\u0646 \u0627\u0644\u0645\u0628\u062a\u062f\u0626\u064a\u0646\u060c \u0644\u0630\u0627 \u0644\u0627 \u062a\u0633\u062a\u062b\u0645\u0631 \u0623\u0643\u062b\u0631 \u0645\u0646 30% \u0645\u0646 \u0645\u062f\u062e\u0631\u0627\u062a\u0643 \u0641\u064a \u0623\u062f\u0648\u0627\u062a \u0639\u0627\u0644\u064a\u0629 \u0627\u0644\u062a\u0642\u0644\u0628. \u0643\u0645\u0627 \u0623\u0646\u0647 \u0644\u0627 \u064a\u0645\u0643\u0646\u0643 \u0625\u0647\u0645\u0627\u0644 \u0648\u0636\u0639 \u062e\u0637\u0629 \u0644\u0644\u0637\u0648\u0627\u0631\u0626 \u0648\u0627\u0644\u0623\u062d\u062f\u0627\u062b \u0627\u0644\u0645\u0641\u0627\u062c\u0626\u0629\u060c \u0644\u0630\u0627 \u0627\u062d\u062a\u0641\u0638 \u06283-6 \u0623\u0634\u0647\u0631 \u0645\u0635\u0631\u0648\u0641\u0627\u062a \u0641\u064a \u062d\u0633\u0627\u0628 \u0645\u0646\u0641\u0635\u0644 \u0642\u0628\u0644 \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631. \u0648\u0623\u062e\u064a\u0631\u0627\u064b \u062a\u062c\u0646\u0628 \u0628\u0623\u064a \u0639\u0645\u0644\u064a\u0627\u062a \u0628\u064a\u0639 \u0623\u0648 \u0634\u0631\u0627\u0621 \u062a\u062d\u062a \u0636\u063a\u0637 \u0627\u0644\u0623\u062e\u0628\u0627\u0631 \u0642\u0635\u064a\u0631\u0629 \u0627\u0644\u0623\u062c\u0644.<\/p>\n<p>\u0628\u0627\u0644\u062a\u0637\u0628\u064a\u0642 \u0627\u0644\u0648\u0627\u0639\u064a \u0644\u0647\u0630\u0647 \u0627\u0644\u0645\u0639\u0627\u064a\u064a\u0631\u060c \u064a\u064f\u0645\u0643\u0646 \u062a\u062d\u062f\u064a\u062f \u0623\u0646\u0633\u0628 \u0637\u0631\u064a\u0642\u0629 \u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0627\u0644\u0631\u0627\u062a\u0628 \u0627\u0644\u0634\u0647\u0631\u064a\u060c \u0648\u062a\u062d\u0648\u064a\u0644\u0647 \u0625\u0644\u0649 \u0645\u062d\u0641\u0638\u0629 \u0627\u0633\u062a\u062b\u0645\u0627\u0631\u064a\u0629 \u0645\u062a\u0648\u0627\u0632\u0646\u0629 \u062a\u0646\u0645\u0648 \u0645\u0639 \u0627\u0644\u0648\u0642\u062a.<\/p>\n<h2>\u0627\u0633\u062a\u0631\u0627\u062a\u064a\u062c\u064a\u0627\u062a \u0644\u062a\u062d\u0642\u064a\u0642 \u0627\u0644\u0627\u0633\u062a\u0642\u0631\u0627\u0631 \u0627\u0644\u0645\u0627\u0644\u064a \u0645\u0646 \u062e\u0644\u0627\u0644 \u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0627\u0644\u0631\u0627\u062a\u0628<\/h2>\n<figure id=\"attachment_3270\" aria-describedby=\"caption-attachment-3270\" style=\"width: 2560px\" class=\"wp-caption aligncenter\"><img decoding=\"async\" class=\"wp-image-3270 size-full\" src=\"https:\/\/blog.gammaassets.com\/wp-content\/uploads\/2025\/05\/\u0627\u0633\u062a\u0631\u0627\u062a\u064a\u062c\u064a\u0627\u062a-\u0644\u062a\u062d\u0642\u064a\u0642-\u0627\u0644\u0627\u0633\u062a\u0642\u0631\u0627\u0631-\u0627\u0644\u0645\u0627\u0644\u064a-\u0645\u0646-\u062e\u0644\u0627\u0644-\u0627\u0633\u062a\u062b\u0645\u0627\u0631-\u0627\u0644\u0631\u0627\u062a\u0628-scaled.webp\" alt=\"\u0627\u0633\u062a\u0631\u0627\u062a\u064a\u062c\u064a\u0627\u062a \u0644\u062a\u062d\u0642\u064a\u0642 \u0627\u0644\u0627\u0633\u062a\u0642\u0631\u0627\u0631 \u0627\u0644\u0645\u0627\u0644\u064a \u0645\u0646 \u062e\u0644\u0627\u0644 \u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0627\u0644\u0631\u0627\u062a\u0628\" width=\"2560\" height=\"1340\" srcset=\"https:\/\/blog.gammaassets.com\/wp-content\/uploads\/2025\/05\/\u0627\u0633\u062a\u0631\u0627\u062a\u064a\u062c\u064a\u0627\u062a-\u0644\u062a\u062d\u0642\u064a\u0642-\u0627\u0644\u0627\u0633\u062a\u0642\u0631\u0627\u0631-\u0627\u0644\u0645\u0627\u0644\u064a-\u0645\u0646-\u062e\u0644\u0627\u0644-\u0627\u0633\u062a\u062b\u0645\u0627\u0631-\u0627\u0644\u0631\u0627\u062a\u0628-scaled.webp 2560w, https:\/\/blog.gammaassets.com\/wp-content\/uploads\/2025\/05\/\u0627\u0633\u062a\u0631\u0627\u062a\u064a\u062c\u064a\u0627\u062a-\u0644\u062a\u062d\u0642\u064a\u0642-\u0627\u0644\u0627\u0633\u062a\u0642\u0631\u0627\u0631-\u0627\u0644\u0645\u0627\u0644\u064a-\u0645\u0646-\u062e\u0644\u0627\u0644-\u0627\u0633\u062a\u062b\u0645\u0627\u0631-\u0627\u0644\u0631\u0627\u062a\u0628-300x157.webp 300w, https:\/\/blog.gammaassets.com\/wp-content\/uploads\/2025\/05\/\u0627\u0633\u062a\u0631\u0627\u062a\u064a\u062c\u064a\u0627\u062a-\u0644\u062a\u062d\u0642\u064a\u0642-\u0627\u0644\u0627\u0633\u062a\u0642\u0631\u0627\u0631-\u0627\u0644\u0645\u0627\u0644\u064a-\u0645\u0646-\u062e\u0644\u0627\u0644-\u0627\u0633\u062a\u062b\u0645\u0627\u0631-\u0627\u0644\u0631\u0627\u062a\u0628-1024x536.webp 1024w, https:\/\/blog.gammaassets.com\/wp-content\/uploads\/2025\/05\/\u0627\u0633\u062a\u0631\u0627\u062a\u064a\u062c\u064a\u0627\u062a-\u0644\u062a\u062d\u0642\u064a\u0642-\u0627\u0644\u0627\u0633\u062a\u0642\u0631\u0627\u0631-\u0627\u0644\u0645\u0627\u0644\u064a-\u0645\u0646-\u062e\u0644\u0627\u0644-\u0627\u0633\u062a\u062b\u0645\u0627\u0631-\u0627\u0644\u0631\u0627\u062a\u0628-768x402.webp 768w, https:\/\/blog.gammaassets.com\/wp-content\/uploads\/2025\/05\/\u0627\u0633\u062a\u0631\u0627\u062a\u064a\u062c\u064a\u0627\u062a-\u0644\u062a\u062d\u0642\u064a\u0642-\u0627\u0644\u0627\u0633\u062a\u0642\u0631\u0627\u0631-\u0627\u0644\u0645\u0627\u0644\u064a-\u0645\u0646-\u062e\u0644\u0627\u0644-\u0627\u0633\u062a\u062b\u0645\u0627\u0631-\u0627\u0644\u0631\u0627\u062a\u0628-1536x804.webp 1536w, https:\/\/blog.gammaassets.com\/wp-content\/uploads\/2025\/05\/\u0627\u0633\u062a\u0631\u0627\u062a\u064a\u062c\u064a\u0627\u062a-\u0644\u062a\u062d\u0642\u064a\u0642-\u0627\u0644\u0627\u0633\u062a\u0642\u0631\u0627\u0631-\u0627\u0644\u0645\u0627\u0644\u064a-\u0645\u0646-\u062e\u0644\u0627\u0644-\u0627\u0633\u062a\u062b\u0645\u0627\u0631-\u0627\u0644\u0631\u0627\u062a\u0628-2048x1072.webp 2048w\" sizes=\"(max-width: 2560px) 100vw, 2560px\" \/><figcaption id=\"caption-attachment-3270\" class=\"wp-caption-text\">\u0627\u0633\u062a\u0631\u0627\u062a\u064a\u062c\u064a\u0627\u062a \u0644\u062a\u062d\u0642\u064a\u0642 \u0627\u0644\u0627\u0633\u062a\u0642\u0631\u0627\u0631 \u0627\u0644\u0645\u0627\u0644\u064a \u0645\u0646 \u062e\u0644\u0627\u0644 \u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0627\u0644\u0631\u0627\u062a\u0628<\/figcaption><\/figure>\n<p>\u0644\u062a\u062d\u0642\u064a\u0642 \u0627\u0644\u0627\u0633\u062a\u0642\u0631\u0627\u0631 \u0627\u0644\u0645\u0627\u0644\u064a \u0639\u0628\u0631 \u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0627\u0644\u0631\u0627\u062a\u0628\u060c \u0625\u0644\u064a\u0643 \u0627\u0644\u0625\u0633\u062a\u0631\u0627\u062a\u064a\u062c\u064a\u0627\u062a \u0627\u0644\u0641\u0639\u0651\u0627\u0644\u0629 \u0627\u0644\u0645\u062f\u0639\u0648\u0645\u0629 \u0628\u0627\u0644\u0645\u0645\u0627\u0631\u0633\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0627\u0644\u062d\u062f\u064a\u062b\u0629:<\/p>\n<ul>\n<li>\u0627\u0644\u062a\u062e\u0637\u064a\u0637 \u0627\u0644\u0645\u0627\u0644\u064a \u0627\u0644\u0630\u0643\u064a.<\/li>\n<li>\u062a\u0646\u0648\u064a\u0639 \u0645\u062d\u0641\u0638\u0629 \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631.<\/li>\n<li>\u0628\u0646\u0627\u0621 \u0645\u0635\u0627\u062f\u0631 \u062f\u062e\u0644 \u0625\u0636\u0627\u0641\u064a\u0629: \u0645\u062b\u0644 \u0627\u0644\u0645\u0634\u0627\u0631\u064a\u0639 \u062c\u0627\u0646\u0628\u064a\u0629 \u0641\u064a \u0627\u0644\u0639\u0645\u0644 \u0627\u0644\u062d\u0631\u060c \u0623\u0648 \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0627\u0644\u0633\u0644\u0628\u064a.<\/li>\n<li>\u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0648\u0627\u0644\u0637\u0648\u0627\u0631\u0626.<\/li>\n<li>\u0627\u0633\u062a\u062b\u0645\u0627\u0631\u0627\u062a \u0637\u0648\u064a\u0644\u0629 \u0627\u0644\u0623\u062c\u0644.<\/li>\n<li>\u0627\u0644\u0645\u0631\u0627\u062c\u0639\u0629 \u0648\u0627\u0644\u062a\u0643\u064a\u0641.<\/li>\n<\/ul>\n<p>\u0628\u062f\u0645\u062c \u0647\u0630\u0647 \u0627\u0644\u0625\u0633\u062a\u0631\u0627\u062a\u064a\u062c\u064a\u0627\u062a\u060c \u064a\u0635\u0628\u062d \u0627\u0644\u0631\u0627\u062a\u0628 \u0627\u0644\u0634\u0647\u0631\u064a \u0623\u062f\u0627\u0629 \u0644\u0628\u0646\u0627\u0621 \u062b\u0631\u0648\u0629 \u0645\u0633\u062a\u062f\u0627\u0645\u0629 \u0645\u0639 \u0627\u0644\u062d\u0645\u0627\u064a\u0629 \u0645\u0646 \u0627\u0644\u062a\u0642\u0644\u0628\u0627\u062a \u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f\u064a\u0629.<\/p>\n<p>\u0644\u0643\u0646 \u062d\u062a\u0649 \u0625\u0646 \u0643\u0627\u0646 \u0631\u0627\u062a\u0628\u0643 \u0645\u062d\u062f\u0648\u062f\u064b\u0627\u060c \u0644\u0627 \u064a\u0639\u0646\u064a \u0630\u0644\u0643 \u0623\u0646 \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0628\u0639\u064a\u062f \u0627\u0644\u0645\u0646\u0627\u0644!!<\/p>\n<p>\u062a\u0642\u062f\u0645 \u0644\u0643 \u0623\u0635\u0648\u0644 \u062c\u0627\u0645\u0627 \u0641\u0631\u0635\u0629 \u0630\u0643\u064a\u0629 \u0644\u062a\u062d\u0648\u064a\u0644 \u062c\u0632\u0621 \u0628\u0633\u064a\u0637 \u0645\u0646 \u062f\u062e\u0644\u0643 \u0627\u0644\u0634\u0647\u0631\u064a \u2013 \u0628\u062f\u0621\u064b\u0627 \u0645\u0646 500 \u0631\u064a\u0627\u0644 \u0641\u0642\u0637 \u2013 \u0625\u0644\u0649 \u0623\u0635\u0648\u0644 \u0627\u0633\u062a\u062b\u0645\u0627\u0631\u064a\u0629 \u062d\u0642\u064a\u0642\u064a\u0629 \u0645\u062f\u0631\u0651\u0629 \u0644\u0644\u062f\u062e\u0644\u060c \u062f\u0648\u0646 \u0627\u0644\u062d\u0627\u062c\u0629 \u0644\u0631\u0623\u0633 \u0645\u0627\u0644 \u0643\u0628\u064a\u0631 \u0623\u0648 \u062e\u0628\u0631\u0629 \u0645\u0627\u0644\u064a\u0629 \u0645\u0639\u0642\u062f\u0629. \u0645\u0646 \u062e\u0644\u0627\u0644 \u062a\u062c\u0632\u0626\u0629 \u0627\u0644\u0623\u0635\u0648\u0644 \u0627\u0644\u0639\u0642\u0627\u0631\u064a\u0629 \u0648\u0627\u0644\u062a\u062c\u0627\u0631\u064a\u0629\u060c \u062a\u062a\u064a\u062d \u0627\u0644\u0645\u0646\u0635\u0629 \u0644\u0644\u0645\u0633\u062a\u062b\u0645\u0631\u064a\u0646 \u0627\u0644\u0623\u0641\u0631\u0627\u062f \u0627\u0645\u062a\u0644\u0627\u0643 \u062d\u0635\u0635 \u0641\u064a \u0645\u0634\u0627\u0631\u064a\u0639 \u0648\u0627\u0639\u062f\u0629 \u0645\u062b\u0644 \u0627\u0644\u0641\u0646\u0627\u062f\u0642 \u0648\u0627\u0644\u0645\u0637\u0627\u0639\u0645 \u0648\u0645\u0634\u0627\u0631\u064a\u0639 \u0627\u0644\u0628\u0646\u0627\u0621\u060c \u0645\u0639 \u0636\u0645\u0627\u0646\u0627\u062a \u0634\u0631\u0639\u064a\u0629 \u0648\u0634\u0641\u0627\u0641\u064a\u0629 \u0645\u062f\u0639\u0648\u0645\u0629 \u0628\u062a\u0642\u0646\u064a\u0629 \u0627\u0644\u0628\u0644\u0648\u0643 \u062a\u0634\u064a\u0646 \u0644\u062d\u0641\u0638 \u0627\u0644\u0645\u0644\u0643\u064a\u0627\u062a. \u0625\u0646\u0647\u0627 \u0637\u0631\u064a\u0642\u0629 \u0645\u062b\u0627\u0644\u064a\u0629 \u0644\u0628\u062f\u0621 \u0631\u062d\u0644\u062a\u0643 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0628\u0628\u0633\u0627\u0637\u0629 \u0648\u0623\u0645\u0627\u0646\u060c \u0648\u062a\u062d\u0642\u064a\u0642 \u062f\u062e\u0644 \u0625\u0636\u0627\u0641\u064a \u062f\u0648\u0646 \u0623\u0646 \u062a\u062b\u0642\u0644 \u0643\u0627\u0647\u0644\u0643 \u0627\u0644\u0645\u0627\u0644\u064a.<\/p>\n<h2>\u0646\u0635\u0627\u0626\u062d \u0644\u062a\u062d\u0642\u064a\u0642 \u0627\u0644\u0646\u062c\u0627\u062d \u0641\u064a \u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0627\u0644\u0631\u0627\u062a\u0628 \u0648\u062a\u062d\u0642\u064a\u0642 \u0627\u0644\u0623\u0647\u062f\u0627\u0641 \u0627\u0644\u0645\u0627\u0644\u064a\u0629<\/h2>\n<figure id=\"attachment_3272\" aria-describedby=\"caption-attachment-3272\" style=\"width: 2560px\" class=\"wp-caption aligncenter\"><img loading=\"lazy\" decoding=\"async\" class=\"wp-image-3272 size-full\" src=\"https:\/\/blog.gammaassets.com\/wp-content\/uploads\/2025\/05\/\u0646\u0635\u0627\u0626\u062d-\u0644\u062a\u062d\u0642\u064a\u0642-\u0627\u0644\u0646\u062c\u0627\u062d-\u0641\u064a-\u0627\u0633\u062a\u062b\u0645\u0627\u0631-\u0627\u0644\u0631\u0627\u062a\u0628-\u0648\u062a\u062d\u0642\u064a\u0642-\u0627\u0644\u0623\u0647\u062f\u0627\u0641-\u0627\u0644\u0645\u0627\u0644\u064a\u0629-scaled.webp\" alt=\"\u0646\u0635\u0627\u0626\u062d \u0644\u062a\u062d\u0642\u064a\u0642 \u0627\u0644\u0646\u062c\u0627\u062d \u0641\u064a \u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0627\u0644\u0631\u0627\u062a\u0628 \u0648\u062a\u062d\u0642\u064a\u0642 \u0627\u0644\u0623\u0647\u062f\u0627\u0641 \u0627\u0644\u0645\u0627\u0644\u064a\u0629\" width=\"2560\" height=\"1340\" srcset=\"https:\/\/blog.gammaassets.com\/wp-content\/uploads\/2025\/05\/\u0646\u0635\u0627\u0626\u062d-\u0644\u062a\u062d\u0642\u064a\u0642-\u0627\u0644\u0646\u062c\u0627\u062d-\u0641\u064a-\u0627\u0633\u062a\u062b\u0645\u0627\u0631-\u0627\u0644\u0631\u0627\u062a\u0628-\u0648\u062a\u062d\u0642\u064a\u0642-\u0627\u0644\u0623\u0647\u062f\u0627\u0641-\u0627\u0644\u0645\u0627\u0644\u064a\u0629-scaled.webp 2560w, https:\/\/blog.gammaassets.com\/wp-content\/uploads\/2025\/05\/\u0646\u0635\u0627\u0626\u062d-\u0644\u062a\u062d\u0642\u064a\u0642-\u0627\u0644\u0646\u062c\u0627\u062d-\u0641\u064a-\u0627\u0633\u062a\u062b\u0645\u0627\u0631-\u0627\u0644\u0631\u0627\u062a\u0628-\u0648\u062a\u062d\u0642\u064a\u0642-\u0627\u0644\u0623\u0647\u062f\u0627\u0641-\u0627\u0644\u0645\u0627\u0644\u064a\u0629-300x157.webp 300w, https:\/\/blog.gammaassets.com\/wp-content\/uploads\/2025\/05\/\u0646\u0635\u0627\u0626\u062d-\u0644\u062a\u062d\u0642\u064a\u0642-\u0627\u0644\u0646\u062c\u0627\u062d-\u0641\u064a-\u0627\u0633\u062a\u062b\u0645\u0627\u0631-\u0627\u0644\u0631\u0627\u062a\u0628-\u0648\u062a\u062d\u0642\u064a\u0642-\u0627\u0644\u0623\u0647\u062f\u0627\u0641-\u0627\u0644\u0645\u0627\u0644\u064a\u0629-1024x536.webp 1024w, https:\/\/blog.gammaassets.com\/wp-content\/uploads\/2025\/05\/\u0646\u0635\u0627\u0626\u062d-\u0644\u062a\u062d\u0642\u064a\u0642-\u0627\u0644\u0646\u062c\u0627\u062d-\u0641\u064a-\u0627\u0633\u062a\u062b\u0645\u0627\u0631-\u0627\u0644\u0631\u0627\u062a\u0628-\u0648\u062a\u062d\u0642\u064a\u0642-\u0627\u0644\u0623\u0647\u062f\u0627\u0641-\u0627\u0644\u0645\u0627\u0644\u064a\u0629-768x402.webp 768w, https:\/\/blog.gammaassets.com\/wp-content\/uploads\/2025\/05\/\u0646\u0635\u0627\u0626\u062d-\u0644\u062a\u062d\u0642\u064a\u0642-\u0627\u0644\u0646\u062c\u0627\u062d-\u0641\u064a-\u0627\u0633\u062a\u062b\u0645\u0627\u0631-\u0627\u0644\u0631\u0627\u062a\u0628-\u0648\u062a\u062d\u0642\u064a\u0642-\u0627\u0644\u0623\u0647\u062f\u0627\u0641-\u0627\u0644\u0645\u0627\u0644\u064a\u0629-1536x804.webp 1536w, https:\/\/blog.gammaassets.com\/wp-content\/uploads\/2025\/05\/\u0646\u0635\u0627\u0626\u062d-\u0644\u062a\u062d\u0642\u064a\u0642-\u0627\u0644\u0646\u062c\u0627\u062d-\u0641\u064a-\u0627\u0633\u062a\u062b\u0645\u0627\u0631-\u0627\u0644\u0631\u0627\u062a\u0628-\u0648\u062a\u062d\u0642\u064a\u0642-\u0627\u0644\u0623\u0647\u062f\u0627\u0641-\u0627\u0644\u0645\u0627\u0644\u064a\u0629-2048x1072.webp 2048w\" sizes=\"(max-width: 2560px) 100vw, 2560px\" \/><figcaption id=\"caption-attachment-3272\" class=\"wp-caption-text\">\u0646\u0635\u0627\u0626\u062d \u0644\u062a\u062d\u0642\u064a\u0642 \u0627\u0644\u0646\u062c\u0627\u062d \u0641\u064a \u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0627\u0644\u0631\u0627\u062a\u0628 \u0648\u062a\u062d\u0642\u064a\u0642 \u0627\u0644\u0623\u0647\u062f\u0627\u0641 \u0627\u0644\u0645\u0627\u0644\u064a\u0629<\/figcaption><\/figure>\n<p>\u0644\u062a\u062d\u0642\u064a\u0642 \u0627\u0644\u0646\u062c\u0627\u062d \u0641\u064a \u0637\u0631\u064a\u0642\u0629 \u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0627\u0644\u0631\u0627\u062a\u0628 \u0627\u0644\u0634\u0647\u0631\u064a\u060c \u062a\u062d\u062a\u0627\u062c \u0645\u062c\u0645\u0648\u0639\u0629 \u0646\u0635\u0627\u0626\u062d \u0639\u0645\u0644\u064a\u0629 \u0645\u0628\u0646\u064a\u0629 \u0639\u0644\u0649 \u0623\u0641\u0636\u0644 \u0627\u0644\u0645\u0645\u0627\u0631\u0633\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629:<\/p>\n<p><strong>\u0623\u062a\u0645\u062a\u0629 \u0627\u0644\u0627\u062f\u062e\u0627\u0631 \u0648\u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631: <\/strong>\u0639\u0646 \u0637\u0631\u064a\u0642 \u0627\u0644\u062a\u062d\u0648\u064a\u0644 \u0627\u0644\u062a\u0644\u0642\u0627\u0626\u064a \u0627\u0644\u0630\u064a \u064a\u062a\u0636\u0645\u0646 \u062a\u062e\u0635\u064a\u0635 \u0646\u0633\u0628\u0629 \u062b\u0627\u0628\u062a\u0629 \u0645\u0646 \u0627\u0644\u0631\u0627\u062a\u0628 (10-20%) \u0644\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0641\u0648\u0631 \u0627\u0633\u062a\u0644\u0627\u0645\u0647 \u0639\u0628\u0631 \u062a\u062d\u0648\u064a\u0644\u0627\u062a \u0623\u0648\u062a\u0648\u0645\u0627\u062a\u064a\u0643\u064a\u0629 \u0644\u062a\u062c\u0646\u0628 \u0627\u0644\u0625\u063a\u0631\u0627\u0621 \u0628\u0627\u0644\u0635\u0631\u0641. \u062b\u0645 \u0627\u0644\u0642\u064a\u0627\u0645 \u0628\u0627\u0644\u0632\u064a\u0627\u062f\u0629 \u0627\u0644\u062a\u062f\u0631\u064a\u062c\u064a\u0629 \u0644\u0645\u0639\u062f\u0644 \u0627\u0644\u0625\u062f\u062e\u0627\u0631 \u0628\u0646\u0633\u0628\u0629 1% \u0633\u0646\u0648\u064a\u064b\u0627 \u0644\u062a\u0639\u0632\u064a\u0632 \u0627\u0644\u0639\u0627\u0626\u062f\u0627\u062a \u062f\u0648\u0646 \u0636\u063a\u0637 \u0645\u0627\u0644\u064a.<\/p>\n<p><strong>\u0627\u0644\u062a\u0631\u0643\u064a\u0632 \u0639\u0644\u0649 \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0637\u0648\u064a\u0644 \u0627\u0644\u0623\u062c\u0644: <\/strong>\u0627\u0644\u0628\u062f\u0621 \u0645\u0628\u0643\u0631\u064b\u0627 \u0628\u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0641\u064a \u0627\u0644\u0639\u0634\u0631\u064a\u0646\u064a\u0627\u062a \u064a\u0636\u0627\u0639\u0641 \u0627\u0644\u0639\u0648\u0627\u0626\u062f \u0628\u0641\u0636\u0644 \u0627\u0644\u0641\u0627\u0626\u062f\u0629 \u0627\u0644\u0645\u0631\u0643\u0628\u0629\u060c \u062d\u062a\u0649 \u0644\u0648 \u0643\u0627\u0646\u062a \u0627\u0644\u0645\u0628\u0627\u0644\u063a \u0635\u063a\u064a\u0631\u0629. \u0623\u0648 \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0641\u064a \u0635\u0646\u0627\u062f\u064a\u0642 \u0645\u062b\u0644 S&amp;P 500 \u0627\u0644\u062a\u064a \u062a\u0648\u0641\u0631 \u062a\u0646\u0648\u064a\u0639\u064b\u0627 \u062a\u0644\u0642\u0627\u0626\u064a\u064b\u0627 \u0648\u062a\u0643\u0627\u0644\u064a\u0641 \u0645\u0646\u062e\u0641\u0636\u0629.<\/p>\n<p><strong>\u062a\u0646\u0648\u064a\u0639 \u0627\u0644\u0645\u062d\u0641\u0638\u0629 \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631\u064a\u0629: <\/strong>\u0639\u0646 \u0637\u0631\u064a\u0642 \u0627\u0644\u062f\u0645\u062c \u0628\u064a\u0646 \u0627\u0644\u0623\u0633\u0647\u0645 (\u0644\u0644\u0646\u0645\u0648)\u060c \u0627\u0644\u0633\u0646\u062f\u0627\u062a (\u0644\u0644\u062b\u0628\u0627\u062a)\u060c \u0648\u0627\u0644\u0639\u0642\u0627\u0631\u0627\u062a \u0639\u0628\u0631 \u0635\u0646\u0627\u062f\u064a\u0642 \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631\u060c \u0648\u062a\u062c\u0646\u0628 \u062a\u062e\u0635\u064a\u0635 \u0623\u0643\u062b\u0631 \u0645\u0646 10% \u0645\u0646 \u0627\u0644\u0645\u062d\u0641\u0638\u0629 \u0644\u0623\u062f\u0648\u0627\u062a \u0639\u0627\u0644\u064a\u0629 \u0627\u0644\u0645\u062e\u0627\u0637\u0631\u0629 \u0645\u062b\u0644 \u0627\u0644\u0639\u0645\u0644\u0627\u062a \u0627\u0644\u0631\u0642\u0645\u064a\u0629.<\/p>\n<p><strong>\u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0628\u0630\u0643\u0627\u0621: <\/strong>\u0628\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0635\u0646\u062f\u0648\u0642 \u0627\u0644\u0637\u0648\u0627\u0631\u0626 \u0627\u062d\u062a\u0641\u0638 \u0628\u0645\u062f\u062e\u0631\u0627\u062a \u062a\u0639\u0627\u062f\u0644 3-6 \u0623\u0634\u0647\u0631 \u0645\u0646 \u0627\u0644\u0646\u0641\u0642\u0627\u062a \u0641\u064a \u062d\u0633\u0627\u0628 \u0645\u0646\u0641\u0635\u0644. \u0648\u0642\u0645 \u0628\u062a\u0623\u0645\u064a\u0646 \u0646\u0641\u0633\u0643 \u0636\u062f \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u0635\u062d\u064a\u0629 \u0623\u0648 \u0627\u0644\u0648\u0638\u064a\u0641\u064a\u0629 \u0644\u062a\u062c\u0646\u0628 \u0627\u0644\u062a\u0635\u0641\u064a\u0629 \u0627\u0644\u0625\u062c\u0628\u0627\u0631\u064a\u0629 \u0644\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631\u0627\u062a.<\/p>\n<p><strong>\u0627\u0644\u062a\u062b\u0642\u064a\u0641 \u0627\u0644\u0645\u0627\u0644\u064a \u0627\u0644\u0645\u0633\u062a\u0645\u0631: <\/strong>\u0639\u0644\u064a\u0643 \u062a\u0639\u0644\u0645 \u0623\u0633\u0627\u0633\u064a\u0627\u062a \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0648\u0627\u0644\u062a\u0631\u0643\u064a\u0632 \u0639\u0644\u0649 \u0645\u0641\u0627\u0647\u064a\u0645 \u0645\u062b\u0644 \u0627\u0644\u062a\u0646\u0648\u064a\u0639\u060c \u0627\u0644\u062a\u0643\u0644\u0641\u0629 \u0627\u0644\u0645\u0631\u0643\u0628\u0629\u060c \u0648\u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0645\u062e\u0627\u0637\u0631\u060c \u062b\u0645 \u0627\u0644\u0627\u0633\u062a\u0639\u0627\u0646\u0629 \u0628\u0627\u0633\u062a\u0634\u0627\u0631\u0627\u062a \u0627\u0644\u062e\u0628\u0631\u0627\u0621\u060c \u0644\u0643\u0646 \u062a\u062c\u0646\u0628 \u0627\u0644\u0645\u0633\u062a\u0634\u0627\u0631\u064a\u0646 \u063a\u064a\u0631 \u0627\u0644\u0645\u0631\u062e\u0635\u064a\u0646\u060c \u0648\u0627\u062e\u062a\u0631 \u0645\u0646 \u064a\u0642\u062f\u0645 \u0634\u0641\u0627\u0641\u064a\u0629 \u0641\u064a \u0627\u0644\u0631\u0633\u0648\u0645 \u0648\u0627\u0644\u0623\u062f\u0627\u0621.<\/p>\n<p><em>\u062a\u0627\u0628\u0639 \u0645\u0646\u0635\u0629 \u0623\u0635\u0648\u0644 \u062c\u0627\u0645\u0627 \u0639\u0644\u0649 \u0645\u0646\u0635\u0627\u062a \u0627\u0644\u062a\u0648\u0627\u0635\u0644 \u0627\u0644\u0627\u062c\u062a\u0645\u0627\u0639\u064a \u0644\u062a\u062a\u0639\u0631\u0641 \u0623\u0643\u062b\u0631 \u0639\u0646 \u0623\u0633\u0631\u0627\u0631 \u0639\u0627\u0644\u0645 \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631.<\/em><\/p>\n<p><strong>\u0639\u0627\u062f\u0627\u062a \u0645\u0627\u0644\u064a\u0629 \u062f\u0627\u0639\u0645\u0629: <\/strong>\u0642\u0645 \u0628\u0645\u0631\u0627\u062c\u0639\u0629 \u0634\u0627\u0645\u0644\u0629 \u0644\u0644\u0645\u064a\u0632\u0627\u0646\u064a\u0629\u060c \u0648\u0635\u0646\u0641 \u0627\u0644\u0646\u0641\u0642\u0627\u062a \u0625\u0644\u0649 &#8220;\u0636\u0631\u0648\u0631\u064a\u0629&#8221; \u0648&#8221;\u062b\u0627\u0646\u0648\u064a\u0629&#8221;\u060c \u0648\u0642\u0644\u0635 \u0627\u0644\u0645\u0635\u0631\u0648\u0641\u0627\u062a \u063a\u064a\u0631 \u0627\u0644\u0623\u0633\u0627\u0633\u064a\u0629.<\/p>\n<p><strong>\u0627\u0633\u062a\u062b\u0645\u0631 \u0641\u064a \u0646\u0641\u0633\u0643: <\/strong>\u0627\u0633\u062a\u062b\u0645\u0631 \u0628\u0639\u0636 \u0627\u0644\u0645\u0627\u0644 \u0644\u062a\u0637\u0648\u064a\u0631 \u0645\u0647\u0627\u0631\u0627\u062a\u0643 \u0627\u0644\u0634\u062e\u0635\u064a\u0629\u060c \u0648\u062e\u0635\u0635 \u062c\u0632\u0621\u064b\u0627 \u0645\u0646 \u0627\u0644\u0631\u0627\u062a\u0628 \u0644\u062f\u0648\u0631\u0627\u062a \u062a\u0632\u064a\u062f \u062f\u062e\u0644\u0643 \u0627\u0644\u0645\u0633\u062a\u0642\u0628\u0644\u064a\u060c \u0627\u0644\u0635\u062d\u0629 \u0627\u0644\u0646\u0641\u0633\u064a\u0629: \u062a\u062c\u0646\u0628 \u0627\u0644\u0642\u0631\u0627\u0631\u0627\u062a \u0627\u0644\u0639\u0627\u0637\u0641\u064a\u0629 \u0643\u0627\u0644\u0628\u064a\u0639 \u0623\u062b\u0646\u0627\u0621 \u0627\u0644\u0647\u0628\u0648\u0637 \u0627\u0644\u062d\u0627\u062f \u0641\u064a \u0627\u0644\u0623\u0633\u0648\u0627\u0642.<\/p>\n<p>\u0628\u0627\u0644\u062a\u0632\u0627\u0645 \u0647\u0630\u0647 \u0627\u0644\u0646\u0635\u0627\u0626\u062d\u060c \u062a\u0633\u062a\u0637\u064a\u0639 \u062a\u0628\u0646\u064a \u0637\u0631\u064a\u0642\u0629 \u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0627\u0644\u0631\u0627\u062a\u0628 \u0627\u0644\u0623\u0646\u0633\u0628 \u0644\u0643 \u0644\u064a\u062a\u062d\u0648\u0644 \u0627\u0644\u0631\u0627\u062a\u0628 \u0645\u0646 \u0645\u0635\u062f\u0631 \u062f\u062e\u0644 \u0639\u0627\u0628\u0631 \u0625\u0644\u0649 \u0623\u062f\u0627\u0629 \u0645\u0627\u0644\u064a\u0629 \u0645\u0633\u062a\u062f\u0627\u0645\u0629.<\/p>\n<p>\u0647\u0627 \u0642\u062f \u0623\u0635\u0628\u062d\u062a \u062a\u0645\u0644\u0643 \u0627\u0644\u0622\u0646\u00a0\u0627\u0644\u062e\u0631\u064a\u0637\u0629 \u0627\u0644\u0630\u0647\u0628\u064a\u0629\u00a0\u0644\u062a\u062d\u0648\u064a\u0644 \u0631\u0627\u062a\u0628\u0643 \u0645\u0646 \u0631\u0648\u062a\u064a\u0646 \u0634\u0647\u0631\u064a \u0645\u0643\u0631\u0631 \u0625\u0644\u0649 \u0645\u062d\u0631\u0643 \u0644\u062b\u0631\u0648\u0629 \u062a\u0646\u0645\u0648 \u0645\u0639 \u0643\u0644 \u0641\u062c\u0631. \u062a\u0630\u0643\u0651\u0631 \u0623\u0646 \u0627\u0644\u0639\u0638\u0645\u0629 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0644\u0627 \u062a\u064f\u0628\u0646\u0649 \u0628\u064a\u0646 \u0644\u064a\u0644\u0629 \u0648\u0636\u062d\u0627\u0647\u0627\u060c \u0628\u0644 \u0647\u064a \u0631\u062d\u0644\u0629 \u0645\u0646 \u0627\u0644\u062e\u0637\u0648\u0627\u062a \u0627\u0644\u0648\u0627\u0639\u064a\u0629. \u0643\u0644 \u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0635\u063a\u064a\u0631\u060c \u0643\u0644 \u0642\u0631\u0627\u0631 \u062a\u0642\u0627\u0648\u0645 \u0641\u064a\u0647 \u0625\u063a\u0631\u0627\u0621 \u0627\u0644\u0635\u0631\u0641 \u0627\u0644\u0639\u0634\u0648\u0627\u0626\u064a\u060c \u0647\u0648 \u0644\u0628\u0646\u0629 \u0641\u064a \u0635\u0631\u062d \u062d\u0631\u064a\u062a\u0643 \u0627\u0644\u0645\u0633\u062a\u0642\u0628\u0644\u064a\u0629.<\/p>\n<p>\u0627\u0644\u064a\u0648\u0645\u060c \u0623\u0646\u062a \u0644\u0633\u062a \u0645\u062c\u0631\u062f \u0645\u0648\u0638\u0641 \u064a\u062a\u0642\u0627\u0636\u0649 \u0631\u0627\u062a\u0628\u064b\u0627&#8230; \u0623\u0646\u062a\u00a0\u0645\u0647\u0646\u062f\u0633 \u0645\u0635\u064a\u0631\u0643 \u0627\u0644\u0645\u0627\u0644\u064a. \u0627\u0628\u062f\u0623 \u0627\u0644\u0622\u0646\u060c \u0648\u0627\u062c\u0639\u0644 \u0643\u0644 \u0631\u064a\u0627\u0644 \u064a\u064f\u062d\u0633\u0628 \u0643\u062c\u0646\u062f\u064a \u0641\u064a \u062c\u064a\u0634 \u0623\u0645\u0648\u0627\u0644\u0643\u060c \u064a\u062e\u0648\u0636 \u0645\u0639\u0627\u0631\u0643 \u0627\u0644\u062a\u0636\u062e\u0645\u060c \u0648\u064a\u064f\u062d\u0642\u0642 \u0627\u0646\u062a\u0635\u0627\u0631\u0627\u062a \u0627\u0644\u0641\u0627\u0626\u062f\u0629 \u0627\u0644\u0645\u0631\u0643\u0628\u0629.<\/p>\n<p><span style=\"font-weight: 400;\">\u064a\u0645\u0643\u0646 \u0642\u0631\u0627\u0621\u0629 \u0627\u0644\u0645\u0632\u064a\u062f \u0645\u0646 \u0627\u0644\u0645\u0648\u0636\u0648\u0639\u0627\u062a \u0645\u0646 <\/span><a href=\"https:\/\/blog.gammaassets.com\/ar\/\"><span style=\"font-weight: 400;\">\u0645\u062f\u0648\u0646\u0629 \u0623\u0635\u0648\u0644 \u062c\u0627\u0645\u0627<\/span><\/a><span style=\"font-weight: 400;\">\u00a0<\/span><\/p>\n<h2>\u0627\u0644\u0623\u0633\u0626\u0644\u0629 \u0627\u0644\u0634\u0627\u0626\u0639\u0629 \u062d\u0648\u0644 \u0637\u0631\u064a\u0642\u0629 \u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0627\u0644\u0631\u0627\u062a\u0628<\/h2>\n<h3><strong>\u0643\u064a\u0641 \u0623\u0628\u062f\u0623 \u0641\u064a \u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0631\u0627\u062a\u0628\u064a \u0628\u0641\u0639\u0627\u0644\u064a\u0629\u061f<\/strong><\/h3>\n<p>\u0642\u0645 \u0628\u062a\u062d\u062f\u064a\u062f \u0623\u0647\u062f\u0627\u0641\u0643 \u0648\u0648\u0632\u0639\u0647\u0627 \u0628\u064a\u0646 \u0623\u0647\u062f\u0627\u0641 \u0642\u0635\u064a\u0631\u0629 \u0627\u0644\u0623\u062c\u0644 \u0645\u062b\u0644 \u0634\u0631\u0627\u0621 \u0633\u064a\u0627\u0631\u0629\u060c \u0623\u0648 \u0623\u0647\u062f\u0627\u0641 \u0637\u0648\u064a\u0644\u0629 \u0627\u0644\u0623\u062c\u0644 \u0645\u062b\u0644 \u0627\u0644\u062a\u0642\u0627\u0639\u062f \u0627\u0644\u0645\u0628\u0643\u0631\u060c \u0648\u062e\u0635\u0635 \u0646\u0633\u0628\u0629 \u062b\u0627\u0628\u062a\u0629 \u062a\u062a\u0631\u0627\u0648\u062d \u0645\u0627 \u0628\u064a\u0646 % 10 \u064820% \u0645\u0646 \u0627\u0644\u0631\u0627\u062a\u0628 \u0644\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0639\u0628\u0631 \u062a\u062d\u0648\u064a\u0644\u0627\u062a \u062a\u0644\u0642\u0627\u0626\u064a\u0629 \u0625\u0644\u0649 \u062d\u0633\u0627\u0628\u0627\u062a \u0645\u0646\u0641\u0635\u0644\u0629 \u0644\u0644\u0627\u062f\u062e\u0627\u0631.<\/p>\n<p>\u0625\u0630\u0627 \u0643\u0646\u062a \u062a\u062e\u0634\u0649 \u0627\u0644\u0645\u062e\u0627\u0637\u0631\u0629 \u064a\u0645\u0643\u0646\u0643 \u0643\u0630\u0644\u0643 \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0635\u0646\u0627\u062f\u064a\u0642 \u0627\u0644\u0645\u0624\u0634\u0631\u0627\u062a (ETFs) \u0623\u0648 \u0634\u0647\u0627\u062f\u0627\u062a \u0627\u0644\u0625\u064a\u062f\u0627\u0639 (CDs) \u0630\u0627\u062a \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u0645\u0646\u062e\u0641\u0636\u0629. \u0648\u0623\u062e\u064a\u0631\u0627\u064b \u0631\u0627\u0642\u0628 \u0627\u0644\u0646\u0641\u0642\u0627\u062a \u0648\u0635\u0646\u0641 \u0645\u0635\u0631\u0648\u0641\u0627\u062a\u0643 \u0625\u0644\u0649 \u0636\u0631\u0648\u0631\u0627\u062a \u0648\u0643\u0645\u0627\u0644\u064a\u0627\u062a\u060c \u0648\u0627\u0633\u062a\u0645\u0631 \u0641\u064a \u062a\u0639\u0644\u0645 \u0623\u0633\u0627\u0633\u064a\u0627\u062a \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0639\u0628\u0631 \u062f\u0648\u0631\u0627\u062a \u0645\u062a\u062e\u0635\u0635\u0629 \u0623\u0648 \u0642\u0645 \u0628\u0627\u0633\u062a\u0634\u0627\u0631\u0629 \u0627\u0644\u062e\u0628\u0631\u0627\u0621 \u0641\u064a \u0627\u0644\u0645\u062c\u0627\u0644.<\/p>\n<h3><strong>\u0645\u0627 \u0647\u064a \u0623\u0641\u0636\u0644 \u0637\u0631\u0642 \u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0627\u0644\u0631\u0627\u062a\u0628 \u0641\u064a \u0627\u0644\u0633\u0639\u0648\u062f\u064a\u0629\u061f<\/strong><\/h3>\n<p>\u0627\u0644\u0623\u0633\u0647\u0645 \u0648\u0635\u0646\u0627\u062f\u064a\u0642 \u0627\u0644\u0645\u0624\u0634\u0631\u0627\u062a\u060c \u0648\u0634\u0647\u0627\u062f\u0627\u062a \u0627\u0644\u0625\u064a\u062f\u0627\u0639 \u0627\u0644\u062a\u064a \u062a\u0648\u0641\u0631\u0647\u0627 \u0627\u0644\u0628\u0646\u0648\u0643 \u0627\u0644\u0645\u062d\u0644\u064a\u0629 \u0628\u0639\u0648\u0627\u0626\u062f \u062b\u0627\u0628\u062a\u0629 (5-11% \u0633\u0646\u0648\u064a\u064b\u0627 \u062d\u0633\u0628 \u0627\u0644\u0645\u062f\u0629)\u060c \u0648 \u0627\u0644\u0633\u0646\u062f\u0627\u062a \u0627\u0644\u062d\u0643\u0648\u0645\u064a\u0629 \u0645\u062b\u0644 \u0635\u0643\u0648\u0643 \u0627\u0644\u0645\u0645\u0644\u0643\u0629 \u0630\u0627\u062a \u0627\u0644\u062f\u062e\u0644 \u0627\u0644\u062b\u0627\u0628\u062a.<\/p>\n<h3><strong>\u0647\u0644 \u064a\u0645\u0643\u0646\u0646\u064a \u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0631\u0627\u062a\u0628\u064a \u0628\u0645\u0628\u0627\u0644\u063a \u0635\u063a\u064a\u0631\u0629\u061f<\/strong><\/h3>\n<p>\u0646\u0639\u0645\u060c \u0639\u0628\u0631 \u0627\u0644\u0623\u0633\u0647\u0645 \u0627\u0644\u062c\u0632\u0626\u064a\u0629\u060c \u0648\u0635\u0646\u0627\u062f\u064a\u0642 \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0627\u0644\u062a\u064a \u0628\u0639\u0636\u0647\u0627 \u064a\u0628\u062f\u0623 \u0645\u0646 500 \u0631\u064a\u0627\u0644 \u0634\u0647\u0631\u064a\u064b\u0627\u060c \u0623\u0648 \u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u062c\u0645\u0627\u0639\u064a \u0627\u0644\u0639\u0642\u0627\u0631\u064a \u0628\u0645\u0628\u0627\u0644\u063a \u062a\u0628\u062f\u0623 \u0645\u0646 1000 \u0631\u064a\u0627\u0644 \u0641\u064a \u0645\u0634\u0627\u0631\u064a\u0639 \u0639\u0642\u0627\u0631\u064a\u0629.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u064a\u0645\u0643\u0646\u0643 \u0627\u0644\u0627\u0633\u062a\u0645\u0627\u0639 \u0625\u0644\u0649 \u0647\u0630\u0627 \u0627\u0644\u0645\u0642\u0627\u0644 \u0628\u062f\u0644\u0627\u064b \u0645\u0646 \u0642\u0631\u0627\u0621\u062a\u0647 \u0639\u0628\u0631 \u0627\u0644\u0645\u0642\u0637\u0639 \u0627\u0644\u0635\u0648\u062a\u064a \u0627\u0644\u062a\u0627\u0644\u064a\ud83d\udc47 \u0647\u0644 \u062a\u0633\u0627\u0621\u0644\u062a \u0643\u064a\u0641 \u064a\u0633\u062a\u0637\u064a\u0639 \u0627\u0644\u0628\u0639\u0636 \u062a\u062d\u0648\u064a\u0644 \u0631\u0648\u0627\u062a\u0628\u0647\u0645 \u0627\u0644\u0645\u0642\u0637\u0648\u0639\u0629 [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":3264,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[72],"tags":[],"class_list":["post-3000","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-72"],"_links":{"self":[{"href":"https:\/\/blog.gammaassets.com\/ar\/wp-json\/wp\/v2\/posts\/3000","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/blog.gammaassets.com\/ar\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/blog.gammaassets.com\/ar\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/blog.gammaassets.com\/ar\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/blog.gammaassets.com\/ar\/wp-json\/wp\/v2\/comments?post=3000"}],"version-history":[{"count":10,"href":"https:\/\/blog.gammaassets.com\/ar\/wp-json\/wp\/v2\/posts\/3000\/revisions"}],"predecessor-version":[{"id":5433,"href":"https:\/\/blog.gammaassets.com\/ar\/wp-json\/wp\/v2\/posts\/3000\/revisions\/5433"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/blog.gammaassets.com\/ar\/wp-json\/wp\/v2\/media\/3264"}],"wp:attachment":[{"href":"https:\/\/blog.gammaassets.com\/ar\/wp-json\/wp\/v2\/media?parent=3000"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/blog.gammaassets.com\/ar\/wp-json\/wp\/v2\/categories?post=3000"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/blog.gammaassets.com\/ar\/wp-json\/wp\/v2\/tags?post=3000"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}