While investing is the answer for many to build wealth, it requires hard work to get into a position where you can generate returns on your investments. This is ever apparent with the current shifting markets of 2025, the sticky inflation rates, and hovering interest rates, creating both risks and opportunities for investors. This leads us to the question, “Where is the best place to invest money in right now?”

The answer to this question is dependent on your risk tolerance, capital, and financial goals. Are you looking for growth, income, or stability? We will take a look at five key areas worth your consideration based on the current market trends. We will be covering real estate, equities, commodities, digital assets, and fixed income.

We will discuss Gamma Assets, the revolutionary platform making property investment more accessible through fractional, blockchain-based models. So without further ado…

Real Estate Remains the best place to invest money right now​

While interest rates are rising in many parts of the world, real estate can still be relied upon as a reliable way to build long-term wealth. Real estate offers stability and potential for capital growth; it can even provide a steady income.

Global Property Highlights for 2025

Portugal and Greece

Portugal and Greece are strong contenders for foreign investors, as they offer residency incentives, relatively affordable property prices, and growing rental yields.

Vietnam and Indonesia

Vietnam and Indonesia have gained popularity due to their strong economic growth and improved property laws.

Germany and the Netherlands

Germany and the Netherlands are making a comeback as their interest rates have stabilized, and there is a lack of urban housing.

Dubai and Abu Dhabi

Dubai and Abu Dhabi have always drawn foreign investors, and nothing has changed here. The zero income tax, combined with strong infrastructure and a high occupancy rate, makes it a strong candidate for foreign investors.

United States of America

In the U.S, Florida, Texas, along with parts of the Midwest, offer investors opportunities for capital growth and rental returns, especially outside of the city centres.

Real estate for seasoned and new investors can still be the best place to invest money right now, especially if you are looking to diversify your portfolio across international markets.

Why Consider Gamma Assets

Gamma Assets is bringing a fresh, modern take on real estate investment. If you can’t commit to managing a property or lack the capital to buy a property, Gamma Assets will be perfect for you, as they offer manageable entry points. Investors can buy fractional shares of a professionally managed income-generating property. The platform is safe, secure, and transparent, as it is managed by blockchain technology and, most importantly, open to global investors. The low entry point of as little as 500 SAR makes it a great option for new investors or those simply needing to diversify their portfolio.

Many of the new generation investors have different requirements to those investing even 10 years ago. Real-world value with digital convenience is a model which may be the best place to invest money right now.

Equities and ETFs – Still Among the Best Places to Invest Money Right Now

The past three years have seen stock markets akin to a rollercoaster, but that should not mean they should be discounted. Certain markets have been outperforming expectations of late.

Where are investors looking in 2025?

Global equity markets

Global equity markets outside the US are showing decent growth. The MSCI world ex-USA index has outperformed the S&P 500 year to date.

Emerging markets

Emerging markets are always exciting for investors as they have untapped potential. Brazil, India, and Poland are of interest to investors this is due to favorable demographic and a stable central bank policy.

Sector-specific ETFs

Investors are attracted to the long-term capital generated through sector-specific EFTs in areas like healthcare innovation, AI, green energy, and cybersecurity.

Traditional US large-cap stocks remain relevant, but are expensive, making them a little more risky an investment at the current levels. The strongest returns are from a select few companies, meaning the overall market performance is skewed, and most gains are concentrated in a small number of stocks. It is because of this that investors are being pushed to invest in other countries.

Equities remain one of the best places to invest money right now if it is growth you are seeking. With careful planning and the right mix of sectors, geographies, and a balance of ETFs or mutual funds, you will be well-positioned to benefit from these global shifts in tech, energy, and consumer behavior.

Gold and Commodities: Safe Havens in 2025’s Volatile Climate

In times of uncertainty, investors often turn to gold and silver as they tend to hold their value and act as a hedge against inflation. It is seen as a “safe haven” asset, iy is not expected to grow but rather a safe way to retain capital in uncertain periods.

Gold’s continued appeal in 2025, central banks, especially those in emerging markets, have continued to add gold to their reserves. Even though interest rates may fluctuate, the sustained demand for gold remains. Gold offers investors long-term protection against inflation and currency risk. Gold is not used to generate an income but rather to offer stability. That is why many investors consider gold the best place to invest money right now if you are looking to protect wealth rather than build it.

Silver and industrial commodities are gaining notoriety thanks to their use in clean energy, especially in solar panels and electric vehicles. Industrial metals such as copper and lithium remain in high demand as the demand for infrastructure and green energy projects gains momentum.

Other commodities to watch in 2025 are oil and ETFs. Oil is a bit of a tricky one due to the sensitive geopolitical shifts, but production cuts and sustained global demand are keeping the prices relatively strong. Agricultural ETFs and food-related commodity funds are increasing in popularity, as climate conditions affect supply chains and food security becomes a key focus.

For the investor looking for the edge or to diversify their portfolio, commodities can be an asset class well worth consideration, especially when combined with assets offering income or growth.

You can start investing now from the Gamma Asset Investment Platform

Digital Assets and Blockchain-Backed Investment Platforms

The way we invest looks very different from how parents invested, and it looks very different from how people invested just 10 short years ago. Technological advancements have ushered in a new epoch, fundamentally altering how markets operate and individuals participate. Blockchain technology is one such example, but it isn’t just changing the landscape for crypto but also for real-world assets. Tokenization allows property, art, NFTS, and other traditionally illiquid investments to be divided into digital shares. Meaning that investors will have a lower entry point to investing, making it more accessible for more investors.

Platforms like Gamma Assets allow investors to invest in high-quality global real estate, with a minimum investment of as little as 500 SAR. The shares are recorded on the blockchain, making it safe and easy to track and verify. This is the perfect “middle-ground” solution for investors wanting something tangible but tech-enabled.

Fixed-Income Assets and Shariah-Compliant Bonds

If you are looking for stability and an investment that matches your ethics, fixed-income investments are making headway. Interest rates are peaking in many region, government and corporate bonds are offering stronger yeids without the volatility of stocks or cryptocurrencies.

Ethical investors have options such as Sukuk or Shariah-compliant bonds, these are gaining traction accross rhw GCC and parts of Asia and Europe. They offer consistent returns while aligning with Islamic finacial principles.

For the investors with conservative portfolios or income-focused goals, these may be the best place to invest money right now. These would be even better when paired with higher-growth assets elsewhere in your portfolio.

Quick Comparison: Best Place to Invest Money Right Now (2025)

Investment Type	Why it works in 2025	Best for	Risk Level
Real Estate	Inflation hedge, rental income, long-term growth, global access via platforms	Long-term investors, income seekers	Low to medium
Equities & ETFs	Global diversification, sector opportunities (AI, health, energy)	Growth focused investors	Medium to high
Gold & Commodities	Hedge against inflation and volatility, long-term stability	Conservative investors, hedging strategies	Low to medium
Digital Assets/ Tokenized Property	Access to real assets with blockchain ease; fractional investment opportunities	Tech-savvy or first-time investors	Medium (varies by asset)
Fixed Income/ Sukuk	Stable returns, lower volatility, ethical finance options	Retirees, low-risk, or values-based investors	Low

The best place to invest money right now is determined by your goals and what you are aiming for, whether it e growth, income, or stability. Real estate is still a solid long-term option especially when purchased through platforms like Gamma Assets, which makes the whole experience more user friendly. A well-constructed portfolio doesn’t fixate on trends but rather blends strategies to match goals, risk levels, and time horizons. 2025 offers investors more tools than they can shake a stick at, offering more control and opportunity.

More topics can be read on the Gamma blog

FAQ

 

1. Within Saudi Arabia: Should you be targeting Riyadh, Jeddah, NEOM, or Tabuk?
   

   Each city offers a unique investment profile. Riyadh is the political and financial hub, with stable demand and strong rental yields. Jeddah, as a key Red Sea port, is experiencing renewed infrastructure development. NEOM represents a bold future-focused opportunity, appealing to long-term investors comfortable with visionary projects. Tabuk is also gaining attention due to its strategic location and ongoing development near NEOM. Your choice depends on your investment horizon and appetite for risk.

2. Offshore: Are ex-US or GCC markets recommended right now?
   

   Yes, but with care. European real estate and Southeast Asian markets offer compelling returns, especially for those seeking diversification. The US still provides solid long-term value, but current valuations and interest rates require selectivity. GCC neighbors like the UAE and Bahrain have investor-friendly regulations and stable demand. Always consider the currency exchange implications, regulatory environment, and political climate before investing offshore.

3. What economic or policy indicators help signal the right time to invest?
   

   Watch for changes in interest rates, inflation reports, and government spending announcements. A drop in interest rates often makes borrowing cheaper, which can boost real estate and stock markets. Rising inflation can favor commodities and real assets. Government initiatives, such as housing programs, foreign ownership reforms, or economic stimulus plans, are strong signals of where capital is being directed and can help guide investment timing.